Kane County property record for 423 Ball St, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1903 |
| Square Footage | 1,145 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $64,000 (2010) |
| Tax Bill | $4,137.00 (2025) |
Source: Kane County records · APN 06-14-254-001
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 BALL ST, ELGIN, IL 60123-5315 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 20, 2018 | Deed of Trust, Mortgage KANE COUNTY TEACHERS CU |
| Oct 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage KANE COUNTY TEACHERS CU |
| Jan 22, 2020 | Deed of Trust, Mortgage · Stand Alone Second Mortgage KANE COUNTY TEACHERS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 05, 2010 · Amount on Record |
| Deed Sale | Nov 05, 2010 · Amount on Record |
| Prior Sale | Oct 25, 2006 · Amount on Record |
| Deed Doc Number | 201075077 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 423 BALL ST, ELGIN, IL 60123-5315 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000090063 |
|---|---|
| Date | Dec 03, 2021 |
| Instrument | 2021K090063 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Oct 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 423 BALL ST, ELGIN, IL 60123-5315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000046119 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 2018K046119 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Sep 08, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 423 BALL ST, ELGIN, IL 60123-5315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000049041 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 2019K049041 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 423 BALL ST, ELGIN, IL 60123-5315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004008 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 2020K004008 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 03, 2030 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,137.00 (+15.75%) Homeowner's exemption | ||
| 2024 | $57,323 (+21.39%) Land $13,747 Building $43,576 | $172,038 (+21.44%) Land $41,258 Building $130,780 | |
| 2022 | $3,574.00 (+5.02%) Homeowner's exemption | $47,221 (+6.96%) Land $11,324 Building $35,897 | $141,663 (+6.96%) Land $33,972 Building $107,691 |
| 2021 | $3,403.00 Homeowner's exemption | $44,148 Land $10,587 Building $33,561 | $132,444 Land $31,761 Building $100,683 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-14-254-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,145 sqft Living Area |
| Gross Area | 1,952 sqft Gross Area |
| Basement Area | 807 sqft Basement |
| Stories | 5 Stories |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 132 ft x 66 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 423 BALL ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5315 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | W C KIMBALLS PLAT OF WEST ELGIN WEST 1/2 LOT 1 & 2 BLOCK 42 |
| Legal Subdivision | WEST ELGIN WEST |
| Legal Block | 42 |
| Legal Lot Number | 1,2 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 851102 |
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