423 Arthur St, Gary, IN 46404 Property Records

Lake County property record for 423 Arthur St, Gary, IN 46404

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,172 sqft · built 1927
Lot Size	0.129 acres (5,619 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Mar 2023)
Tax Bill	$4,281 (2024)
Deeds & Mortgages	Mar 2023 Second Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-44-0181-0015`

Property Details

APN / Parcel Number

Primary APN	`001-25-44-0181-0015`
Alternative APNs	`45-08-05-282-004.000-004` `254401810015`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,172 sqft Living Area
1st Floor Area	1,452 sqft
Basement Area	720 sqft
Finished Basement	720 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 2022
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,619 sqft (0.129 acres)
Lot Dimensions	108 ft deep x 52 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	423 ARTHUR ST
City	GARY
State	IN
Zip	46404-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARY LAND COS 4TH SUB. L.14 BL.27
Legal Subdivision	GARY LAND COS 4TH SUB
Legal Block	27
Legal Lot Number	14
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2004
Census Tract	10400

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	423 ARTHUR ST, GARY, IN 46404-1121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RUOFF MORTGAGE COMPANY
Mar 2, 2023	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Jun 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 13, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2023 · Amount on Record
Deed Sale	Mar 2, 2023 · Amount on Record
Prior Sale	Dec 13, 2018
Deed Document Number	2023506076
Prior Transfer Date	Dec 13, 2012
Prior Transfer Doc	2012090310
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	423 ARTHUR ST, GARY, IN 46404-1121
Transaction Type	Mortgage
Record Updated	Oct 4, 2023
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008232
Date	Mar 23, 2023
Instrument	2023-508232

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Mar 2, 2023
Property Address	423 ARTHUR ST, GARY, IN 46404-1121
Document Number	0000006076
Map Reference	MB 14 PG 15
Instrument Date	Feb 28, 2023
Instrument	2023-506076
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 ARTHUR ST, GARY, IN 46404-1121

Mortgage

Document Number	0000006077
Date	Mar 2, 2023
Instrument	2023-506077

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Jun 4, 2019
Property Address	423 ARTHUR ST, GARY, IN 46404-1121
Document Number	0000033431
Instrument Date	Dec 4, 2018
Instrument	33431
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 ARTHUR ST GARY IN 464041121, GARY, IN 46404-1121

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IN
Recording Date	Dec 13, 2018
Property Address	423 ARTHUR ST, GARY, IN 46404-1121
Document Number	0000085784
Instrument Date	Nov 30, 2018
Instrument	85784
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 ARTHUR ST GARY IN 464041121, GARY, IN 46404-1121

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$210,100 (+25.51%) Land $9,800 Building $200,300	$210,100 (+25.51%) Land $9,800 Building $200,300
2024	$4,281.00 (+125.08%)
2023		$167,400 (+243.03%) Land $11,000 Building $156,400	$167,400 (+243.03%) Land $11,000 Building $156,400
2022	$1,902.00 (-56.45%)	$48,800 Land $6,500 Building $42,300	$48,800 Land $6,500 Building $42,300
2021	$4,367.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Arthur St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures