423 5th St, Lowell, OH 45744 Property Records

Washington County property record for 423 5th St, Lowell, OH 45744

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,884 sqft · built 1989
Lot Size	0.118 acres (5,149 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Jul 2007)
Tax Bill	$1,370 (2025)
Deeds & Mortgages	Oct 2025 Reverse Mortgage Aug 2019 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020005748000`

Property Details

APN / Parcel Number

Primary APN	`020005748000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,884 sqft Living Area
1st Floor Area	1,884 sqft
Basement Area	1,884 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,149 sqft (0.118 acres)
Lot Dimensions	99 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	423 5TH ST
City	LOWELL
State	OH
Zip	45744-8901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 14 LOT 13
Legal Block	14
Legal Lot Number	13
Jurisdiction	WASHINGTON OH
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3035
Census Tract	21300

Owner

Source: Washington County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	423 5TH ST, LOWELL, OH 45744-8901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Reverse Mortgage TRADITIONAL MORTGAGE ACCEPTANCE CORPORAT
Aug 8, 2019	Deed of Trust, Mortgage · Reverse Mortgage COMMISSIONERS OF HSNG AND DEVELOPMENT
Aug 8, 2019	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2007 · Amount on Record
Deed Sale	Jul 25, 2007 · Amount on Record
Prior Sale	Feb 27, 1992
Deed Document Number	20076077
Deed Book / Page	453 / 937
Last Transfer Date	Jul 26, 2019
Transfer Doc	639/5794
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OH
Property Address	423 5TH ST, LOWELL, OH 45744-8901
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 5TH ST, LOWELL, OH 45744-8901

Mortgage

Document Number	000685/779
Date	Oct 31, 2025
Book Page	685/779
Instrument	202500006216

Lender

Name	TRADITIONAL MORTGAGE ACCEPTANCE CORPORAT
Address	777 108TH AVE NE STE 1670, BELLEVUE, WA 98004

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1036 Months
Due	Feb 8, 2112

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OH
Property Address	423 5TH ST, LOWELL, OH 45744-8901
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	639/5812
Date	Aug 8, 2019
Book Page	639/5812
Instrument	201900004670

Lender

Name	COMMISSIONERS OF HSNG AND DEVELOPMENT
Type	Non-Lending Institution
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	964 Months
Due	Dec 18, 2099

Interest

Rate Type	Adjustable Rate
Rate	3.19%
Type Change Date	Aug 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON OH
Recording Date	Aug 8, 2019
Property Address	423 5TH ST, LOWELL, OH 45744-8901
Document Number	639/5794
Book / Page	639 / 5794
Instrument Date	Jul 26, 2019
Instrument	201900004668
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	423 5TH ST, LOWELL, OH 45744-8901

Mortgage

Document Number	201900004669
Date	Aug 8, 2019
Instrument	201900004669

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.19%
Type Change Date	Aug 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Washington County
County Subdivision	Adams Township
Municipality	Lowell Village
Unified School District	Fort Frye Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,370.00 (+4.34%) Homeowner's exemption Senior Citizen's exemption	$50,900 (+2.29%) Land $1,080 Building $49,820	$145,420 (+2.29%) Land $3,080 Building $142,340
2024	$1,313.00 (-2.45%) Homeowner's exemption Senior Citizen's exemption	$49,760 (-) Land $1,060 Building $48,700
2022	$1,346.00 Homeowner's exemption Senior Citizen's exemption	$49,760 Land $1,060 Building $48,700	$142,170 Land $3,020 Building $139,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1979–2005)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims Severe Storms And Flooding, Sep 2004 · 3 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL VILLAGE PWS serves 603 people · EPA ID OH8400312
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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