St. Joseph County property record for 423 5th Ave, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,104 sqft · built 1927 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Nov 2020) |
| Tax Bill | $1,382 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Sep 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-445-142-00 |
| Primary APN | 051-445-142-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 1,104 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Ranch |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 423 5TH AVE |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 12 BLK 63 1/2 PORTAGE ADD. CITY OF THREE RIVERS. |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Block | 63 |
| Legal Lot Number | 12 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 40400 |
Source: St. Joseph County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 423 5TH AVE, THREE RIVERS, MI 49093-1114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Sep 10, 2018 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Nov 14, 2017 | Warranty Deed, Transfer · Line of Credit KALAMAZOO COUNTY STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2020 · Amount on Record |
| Deed Sale | Nov 9, 2020 · Amount on Record |
| Prior Sale | Sep 10, 2018 · Amount on Record |
| Deed Document Number | 20207376 |
| Prior Transfer Date | Jan 26, 2001 |
| Prior Transfer Doc | 0968000941 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Nov 9, 2020 |
| Property Address | 423 5TH AVE, THREE RIVERS, MI 49093-1114 |
| Document Number | 2020007376 |
| Map Reference | LB 28 PG 425 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 2020007376 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | TITLE RESOURCE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $862.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 423 5TH AVE, 423, THREE RIVERS, MI 49093-1114 |
| Name | Verified Name |
|---|---|
| Address | 363 FRAKES ST APT D312, D312, VICKSBURG, MI 49097-1070 |
| Date | Nov 9, 2020 |
|---|
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Sep 10, 2018 |
| Property Address | 423 5TH AVE, THREE RIVERS, MI 49093-1114 |
| Document Number | 01930/0375 |
| Book / Page | 1930 / 0375 |
| Instrument Date | Aug 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $756.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 423 FIFIT AVE, 423, THREE RIVERS, MI 49093 |
| Name | Verified Name |
|---|---|
| Address | 685 S WASHINGTON ST, CONSTANTINE, MI 49042-1407 |
| Document Number | 0001930377 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 1930/377 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Nov 14, 2017 |
| Property Address | 423 5TH AVE, THREE RIVERS, MI 49093-1114 |
| Document Number | 1893/0412 |
| Book / Page | 1893 / 0412 |
| Map Reference | LB28 PG425 |
| Instrument Date | Nov 13, 2017 |
| Instrument | 1893-0412 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $688.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 900 ARBORDALE ST, 900, ANN ARBOR, MI 48103-4661 |
| Name | Verified Name |
|---|---|
| Address | 423 FIFITH AVE, THREE RIVERS, MI 49093 |
| Document Number | 18930416 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 1893-0416 |
| Name | KALAMAZOO COUNTY STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2047 |
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,400 (+39.79%) | $132,800 (+39.79%) | |
| 2025 | $1,382.00 (-25.3%) Homeowner's exemption | ||
| 2023 | $47,500 Land $2,500 Building $45,000 | $95,000 Land $5,000 Building $90,000 | |
| 2022 | $1,850.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 44 units insured incl. 33 condo units |
| Nearby Flood Claims | 20 (1981–2020) |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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