Clay County property record for 423 5th Ave E, Spencer, IA 51301 · Last verified October 2025
| Property Type | Warehouse, Storage |
|---|---|
| Details | 4,080 sqft · built 1940 |
| Lot Size | 0.218 acres (9,525 sqft) |
| Owner | Individual Name on File |
| Last Sale | $113,000 (Aug 2018) |
| Tax Bill | $2,262 (2024) |
| Deeds & Mortgages | Aug 2018 Mortgage Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 963607457004 |
| Primary APN | 963607457004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,080 sqft Gross Area |
| Overhead Door | Overhead Door |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Metal |
| Roof Material | Metal |
| Lot Area | 9,525 sqft (0.218 acres) |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Water Source | Commercial |
| Old Parcel Number | 64096360745700400 |
|---|---|
| Street Address | 423 5TH AVE E |
| City | SPENCER |
| State | IA |
| Zip | 51301-5039 |
| Property Category | Industrial |
| Property Type | Industrial > Warehouse, Storage |
| Legal Description | 1 11 3RD RY ADD 1 11 3RD RY ADD PT 2 11 3RD RY ADD PT 2 11 3RD RY ADD & N1/2 VAC ALLEY ADJ & N1/2 VAC ALLEY ADJ ON SOUTH ON |
| Legal Range | 36 |
| Legal Township | 17 |
| Legal Section | 07 |
| Legal Subdivision | RAILWAY 3RD ADDITION |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 80200 |
Source: Clay County records · APN 963607457004
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 423 5TH AVE E, SPENCER, IA 51301-5039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2018 | Deed of Trust, Mortgage NORTHWEST BANK |
| Aug 15, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2018 · Amount on Record |
| Deed Sale | Aug 15, 2018 · Amount on Record |
| Deed Document Number | 000000002198 |
| Deed Book / Page | 2018 / 2198 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 423 5TH AVE E, SPENCER, IA 51301-5039 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000002199 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 0000002018/0000002199 |
| Instrument | 000000002199 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Aug 15, 2018 |
| Property Address | 423 5TH AVE E, SPENCER, IA 51301-5039 |
| Document Number | 2018/2198 |
| Book / Page | 2018 / 2198 |
| Instrument Date | Aug 07, 2018 |
| Instrument | 000000002198 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 E 5TH ST, SPENCER, IA 51301-5018 |
Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $135,420 (-4.09%) Land $14,290 Building $121,130 | $135,420 (-4.09%) Land $14,290 Building $121,130 | |
| 2024 | $2,262.00 (+15.17%) | ||
| 2023 | $141,190 (+26.62%) Land $24,750 Building $116,440 | $141,190 (+26.62%) Land $24,750 Building $116,440 | |
| 2022 | $1,964.00 | $111,510 Land $15,370 Building $96,140 | |
| 2021 | $111,510 Land $15,370 Building $96,140 |
Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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