King William County property record for 423 4th St, West Point, VA 23181
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,389 sqft · built 1900 |
| Lot Size | 0.13 acres (5,746 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Apr 2019) |
| Tax Bill | $410 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit Dec 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 5994-1 |
| Primary APN | 5994-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,389 sqft Living Area |
| Flooring | Plywood |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 5,746 sqft (0.13 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 108 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5994-1 |
|---|---|
| Street Address | 423 4TH ST |
| City | WEST POINT |
| State | VA |
| Zip | 23181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-4 |
| Legal Description | 4TH ST LOT 225 |
| Legal Subdivision | TOWN OF WEST POINT |
| Legal Lot Number | 225 |
| Jurisdiction | KING WILLIAM VA |
| Township / Civil Division | WEST POINT |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 950300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Point Historic District listed 1996 · 255 contributing resources · NRIS 96001051 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
423 4th St, a rural home, is owned by an individual who bought it in April 2019.
Source: King William County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 166, WEST POINT, VA 23181-0166 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2021 | Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION |
| Dec 29, 2025 | Deed of Trust, Mortgage · Line of Credit LANGLEY FCU |
| Apr 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage LANGLEY FEDERAL CREDIT UNION |
| Jul 6, 2018 | Warranty Deed, Transfer · Commercial Mortgage VIRGINIA COMMONWEALTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2019 · Amount on File |
| Deed Sale | Apr 16, 2019 · Amount on File |
| Prior Sale | Jul 6, 2018 · Amount on File |
| Deed Document Number | 2019753 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Property Address | 423 4TH ST, WEST POINT, VA 23181-9686 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0210002761 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 210002761 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 82 Months |
| Due | Jun 29, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Property Address | 423 4TH ST, WEST POINT, VA 23181-9686 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 423 4TH ST, WEST POINT, VA 23181-9686 |
| Document Number | 0250002908 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 250002908 |
| Name | LANGLEY FCU |
|---|---|
| Type | Credit Union |
| Address | NEWPORT NEWS, VA 23612 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Dec 28, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Recording Date | Apr 16, 2019 |
| Property Address | 423 4TH ST, WEST POINT, VA 23181-9686 |
| Document Number | 0190000753 |
| Instrument Date | Mar 5, 2019 |
| Instrument | 190000753 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | THE CLOSING SHOP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 166, WEST POINT, VA 23181-0166 |
| Document Number | 0190000754 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 190000754 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Recording Date | Jul 6, 2018 |
| Property Address | 423 4TH ST, WEST POINT, VA 23181-9686 |
| Document Number | 0180001415 |
| Instrument Date | Jul 5, 2018 |
| Instrument | 180001415 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | PREMIER TITLE AND ESCROW LLC, RIVER TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 4TH ST, WEST POINT, VA 23181-9686 |
| Document Number | 0180001416 |
|---|---|
| Date | Jul 6, 2018 |
| Instrument | 180001416 |
| Name | VIRGINIA COMMONWEALTH BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 423 4th St was $410, up 0.2% from the year before.
Source: King William County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | King William County |
| Municipality | West Point Town |
| Unified School District | West Point Town Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $410.00 (+0.24%) | $134,300 (-) Land $35,000 Building $99,300 | $134,300 (-) Land $35,000 Building $99,300 |
| 2025 | $409.00 | $134,300 Land $35,000 Building $99,300 | $134,300 Land $35,000 Building $99,300 |
| 2023 | $362.00 | $134,300 Land $35,000 Building $99,300 | $134,300 Land $35,000 Building $99,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 423 4th St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 61 (1996–2025) |
| Claims Outside the SFHA | 11 of 61 |
| Most Recent Claim | Mar 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 423 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WEST POINT serves 3,063 people · EPA ID VA4101900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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