Flathead County property record for 423 4th St W, Whitefish, MT 59937
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,380 sqft · built 2020 |
| Lot Size | 0.083 acres (3,615 sqft) |
| Owner | Individual Name on File |
| Last Sale | $796,005 (Aug 2023) |
| Tax Bill | $1,721 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R852649 |
| Primary APN | R852649 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 900 sqft |
| 2nd Floor Area | 480 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,615 sqft (0.083 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Account Number | 0000507544 |
|---|---|
| Street Address | 423 W 4TH ST |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-3030 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | MKS SUB, S36, T31 N, R22 W, LOT 1B |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 36 |
| Legal Subdivision | MKS SUB |
| Legal Lot Number | 1B |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 402 |
423 4th St W, a townhouse, is owned by an individual who bought it in August 2023.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1569 WHITFIELD ST SE, SMYRNA, GA 30080-2270 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE LLC |
| Oct 20, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage MIN SHAFER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2023 · Amount on File |
| Deed Sale | Aug 23, 2023 · Amount on File |
| Prior Sale | Oct 20, 2020 · Amount on File |
| Deed Document Number | 202315009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Aug 23, 2023 |
| Property Address | 423 4TH ST W, WHITEFISH, MT 59937-3030 |
| Document Number | 202300015009 |
| Instrument Date | Aug 23, 2023 |
| Instrument | 202300015009 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 4TH ST W, WHITEFISH, MT 59937-3030 |
| Document Number | 202300015010 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 202300015010 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 423 4TH ST W, WHITEFISH, MT 59937-3030 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202100004332 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 202100004332 |
| Name | MUTUAL OF OMAHA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Oct 20, 2020 |
| Property Address | 423 4TH ST W, WHITEFISH, MT 59937-3030 |
| Document Number | 202000034918 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 202000034918 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 423 4TH ST W, WHITEFISH, MT 59937-3030 |
| Document Number | 202000034919 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 202000034919 |
| Name | MIN SHAFER |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 7 Months |
| Due | May 1, 2021 |
The 2026 property tax bill for 423 4th St W was $1,721.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,721.00 | $577,700 | |
| 2025 | $577,700 Land $193,903 Building $383,797 | ||
| 2023 | $2,563.00 | $373,300 | $373,300 Land $64,313 Building $308,987 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 423 4th St W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2015 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 423 4th St W is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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