42290 Camino Merano, Temecula, CA 92592 Property Records

Riverside County property record for 42290 Camino Merano, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,325 sqft · built 1996
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$258,000 (Mar 2009)
Tax Bill	$4,131 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`954-392-007`

Property Details

APN / Parcel Number

Primary APN	`954-392-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,325 sqft Living Area
Gross Area	3,033 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Construction Type	Wood
Roof Material	Tile
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	42290 CAMINO MERANO
City	TEMECULA
State	CA
Zip	92592-6394
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 70 MB 225/057 TR 22916-3
Legal Subdivision	TRACT 22916 3
Legal Tract	22916-3
Legal Lot Number	70
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1007
Census Tract	43262

Owner

42290 Camino Merano is owned and occupied by two individuals who acquired it in November 2014.

Source: Riverside County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42290 CAMINO MERANO, TEMECULA, CA 92592-6394
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit CABRILLO CU
Apr 19, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CALIFORNIA COAST CU
Oct 24, 2018	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE WEST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2009 · Amount on File
Deed Sale	Mar 27, 2009 · Amount on File
Prior Sale	Jun 4, 2008 · Amount on File
Deed Document Number	2009151522
Last Transfer Date	Nov 20, 2014
Transfer Doc	0000454830
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 14, 2026
Property Address	42290 CAMINO MERANO, TEMECULA, CA 92592-6394
Document Number	0000256601
Instrument Date	Aug 10, 2026
Instrument	2026256601
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	42290 CAMINO MERANO, TEMECULA, CA 92592-6394

Mortgage

Document Number	0000256601,
Date	Aug 14, 2026
Instrument	2026256601

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42290 CAMINO MERANO, TEMECULA, CA 92592-6394
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42290 CAMINO, TEMECULA, CA 92592
Investor	Possibly a Property Investor

Mortgage

Document Number	0000328617
Date	May 28, 2021
Instrument	2021-0328617

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42290 CAMINO MERANO, TEMECULA, CA 92592-6394
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42290 CAMINO MERANO, TEMECULA, CA 92592-6394

Mortgage

Document Number	0000048768
Date	Feb 21, 2023
Instrument	2023-0048768

Lender

Name	CABRILLO CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42290 CAMINO MERANO, TEMECULA, CA 92592-6394
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42290 CAMINO MERANO, TEMECULA, CA 92592-6394

Mortgage

Document Number	0000114669
Date	Apr 19, 2024
Instrument	2024-0114669

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2039

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42290 CAMINO MERANO, TEMECULA, CA 92592-6394
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000419232
Date	Oct 24, 2018
Instrument	2018-0419232

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 19, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42290 CAMINO MERANO, TEMECULA, CA 92592-6394
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42290 CAMINO MERANO, TEMECULA, CA 92592-6394

Mortgage

Document Number	0000506843
Date	Oct 21, 2020
Instrument	2020-0506843

Lender

Name	ALLIANCE WEST MORTGAGE
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 42290 Camino Merano was $4,131 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,869 (+2%) Land $65,662 Building $273,207
2025	$4,131.00 Homeowner's exemption	$332,225 Land $64,375 Building $267,850
2023	$4,035.00 (+2.41%) Homeowner's exemption	$319,326 Land $61,876 Building $257,450
2022	$3,940.00
2021			$532,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42290 Camino Merano in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42290 Camino Merano is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25

May also be available: T-Mobile, Verizon.

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