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4229 Roberta Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 4229 Roberta Dr, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,732 sqft · built 2018
Lot Size0.21 acres (9,135 sqft)
OwnerIndividual Name on Record
Last Sale$208,000 (Jan 2020)
Tax Bill$2,762 (2025)
Deeds & MortgagesJul 2022 Mortgage
Jun 2020 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN26-28-15-537004-001510

Property Details

APN / Parcel Number

Primary APN26-28-15-537004-001510
Alternative APNs
  • 152826537004001510
  • 52826000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,732 sqft Living Area
Gross Area2,152 sqft
1st Floor Area1,732 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area9,135 sqft (0.21 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area16 sqft

Location & Zoning

Street Address4229 ROBERTA DR
CityWINTER HAVEN
StateFL
Zip33881-4375
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBUCKEYE RIDGE PB 145 PG 47-49 LOT 151
Legal Range26E
Legal Township28S
Legal Section15
Legal SubdivisionBUCKEYE RIDGE
Legal Tract537004
Legal Block3
Legal Lot Number151
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group3
Census Block3012
Census Tract13702

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4229 ROBERTA DR, WINTER HAVEN, FL 33881-4375
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2022Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC
Jun 27, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Dec 30, 2019Deed of Trust, Mortgage · FHA Mortgage
CALIBER HM LOANS
Jan 3, 2020Warranty Deed, Transfer
ADVANTAGE INT'L TITLE LLC
Apr 11, 2018Grant Deed, Subdivision Related Transfer
DHI TITLE/FL INC
Apr 4, 2018Deed of Trust, Mortgage · VA Mortgage
LENDUS LLC
Sep 20, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2020 · Amount on Record
Deed SaleJan 3, 2020 · Amount on Record
Prior SaleApr 11, 2018 · Amount on Record
Deed Document Number20201555
Deed Book / Page11095 / 2276
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address4229 ROBERTA DR, WINTER HAVEN, FL 33881-4375
Transaction TypeMortgage
Record UpdatedAug 8, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4229 ROBERTA DR, WINTER HAVEN, FL 33881-4375

Mortgage

Document Number0000203686
DateJul 26, 2022
Book Page12354/901
Instrument2022203686
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address4229 ROBERTA DR, WINTER HAVEN, FL 33881-4375
Document Number0112981440
Instrument DateJun 27, 2020
Transaction TypeMortgage
Record UpdatedJul 31, 2020
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address4229 ROBERTA DR WINTER HAVEN FL 338814375, WINTER HAVEN, FL 33881-4375

Mortgage

Document Number0112981440
DateJul 15, 2020
Book Page011298/001440
Instrument140996
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 14, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address4229 ROBERTA DR, WINTER HAVEN, FL 33881-4375
Document Number0110952278
Instrument DateDec 30, 2019
Transaction TypeMortgage
Record UpdatedJan 24, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address4229 ROBERTA DR WINTER HAVEN FL 338814375, WINTER HAVEN, FL 33881-4375

Mortgage

Document Number0110952278
DateJan 3, 2020
Book Page011095/002278
Instrument1556
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 2, 2050

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 3, 2020
Property Address4229 ROBERTA DR, WINTER HAVEN, FL 33881-4375
Document Number0110952276
Book / Page011095 / 002276
Instrument DateDec 30, 2019
Instrument1555
Transaction TypeTransfer
Record UpdatedJan 24, 2020
Title CompanyADVANTAGE INT'L TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,456.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4229 ROBERTA DR WINTER HAVEN FL 338814375, WINTER HAVEN, FL 33881-4375

April 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateApr 11, 2018
Property Address4229 ROBERTA DR, WINTER HAVEN, FL 33881-4375
Document Number0104511591
Book / Page010451 / 001591
Instrument DateApr 4, 2018
Instrument77763
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 26, 2018
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$1,347.43
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4229 ROBERTA DR WINTER HAVEN FL 338814375, WINTER HAVEN, FL 33881-4375

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address4229 ROBERTA DR, WINTER HAVEN, FL 33881-4375
Document Number0104511595
Instrument DateApr 4, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyDHI TITLE FLORIDA INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address320 RIDGE CT APOPKA FL 327123467, APOPKA, FL 32712-3467

Mortgage

Document Number0104511595
DateApr 11, 2018
Book Page010451/001595
Instrument77766
Lender
NameLENDUS LLC
AddressALAMO, CA 94507
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 10, 2048

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateSep 20, 2017
Property Address4229 ROBERTA DR, WINTER HAVEN, FL 33881-4375
Document Number0102650529
Book / Page010265 / 000529
Instrument DateSep 18, 2017
Instrument180204
Transaction TypeTransfer
Record UpdatedOct 13, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,726.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$193,859 (+2.7%)$235,800 (-0.63%) Land $42,000 Building $193,800
2025$2,762.00 (+6.19%) Homeowner's exemption$188,762 (+5.99%)$237,296 (-4.83%) Land $42,000 Building $195,296
2023$2,601.00 (+2.93%) Homeowner's exemption$178,099 (+3%)$249,339 (+11.26%) Land $40,000 Building $209,339
2022$2,527.00 Homeowner's exemption$172,912$224,102 Land $33,000 Building $191,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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