Hamilton County property record for 4229 Kellys Ferry Rd, Chattanooga, TN 37419
| Property Type | Mobile Home |
|---|---|
| Details | 3 ba · 1,556 sqft · built 2008 |
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $27,500 (Jun 2020) |
| Tax Bill | $641 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 153 020.01 |
| Primary APN | 153 020.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,556 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 104,544 sqft (2.4 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000133152 |
|---|---|
| Old Parcel Number | 153 020.01 |
| Street Address | 4229 KELLYS FERRY RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37419-2115 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R1 |
| Legal Description | KELLEYS FERRY RD OUT OF 153-20 FOR 1993 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 12100 |
Source: Hamilton County assessment roll, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4229 KELLYS FERRY RD, CHATTANOOGA, TN 37419-2115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Feb 28, 2024 | Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAPITAL LLC |
| Jun 3, 2020 | Quit Claim Deed, Transfer · VA Mortgage RELIANCE FIRST CAP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 3, 2020 · Amount on Record |
| Deed Sale | Jun 3, 2020 · Amount on Record |
| Prior Sale | Mar 19, 2007 · Amount on Record |
| Deed Document Number | 202078 |
| Deed Book / Page | 12022 / 671 |
| Prior Transfer Date | Feb 29, 2020 |
| Prior Transfer Doc | 0603000078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 9, 2026 |
| Property Address | 4229 KELLYS FERRY RD, CHATTANOOGA, TN 37419-2115 |
| Document Number | 0000000006 |
| Book / Page | 14362 / 319 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20266 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 4229 KELLYS FERRY RD, CHATTANOOGA, TN 37419-2115 |
| Document Number | 0000000006, |
|---|---|
| Date | Jul 9, 2026 |
| Book Page | 14362/319 |
| Instrument | 20266 |
| Name | SWIFT HOME LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4229 KELLYS FERRY RD, CHATTANOOGA, TN 37419-2115 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000064 |
|---|---|
| Date | Feb 28, 2024 |
| Book Page | 13522/839 |
| Instrument | 2024022800064 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 3, 2020 |
| Property Address | 4229 KELLYS FERRY RD, CHATTANOOGA, TN 37419-2115 |
| Document Number | 0603000078 |
| Book / Page | 012022 / 000671 |
| Instrument Date | Mar 29, 2020 |
| Instrument | 200603000078 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4229 KELLYS FERRY RD CHATTANOOGA TN 374192115, CHATTANOOGA, TN 37419-2115 |
| Document Number | 603000079 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 012022/000675 |
| Instrument | 200603000079 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2050 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $641.00 (-3.32%) | $42,300 (+42.66%) | $169,200 (+42.66%) Land $62,100 Building $107,100 |
| 2023 | $663.00 | $29,650 (-) | $118,600 (-) Land $54,100 Building $64,500 |
| 2022 | $663.00 | $29,650 | $118,600 Land $54,100 Building $64,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 32 (1980–2015) |
| Claims Outside the SFHA | 1 of 32 |
| Most Recent Claim | Dec 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 97.2% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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