4229 Armand Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 4229 Armand Dr, Concord, CA 94521

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,253 sqft · built 1974
Lot Size	0.051 acres (2,200 sqft)
Owner	2 Trust Names on File
Last Sale	$630,000 (Nov 2024)
Tax Bill	$1,932 (2025)
Deeds & Mortgages	Jan 2023 Transfer Sep 2018 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`115-532-032-6`

Property Details

APN / Parcel Number

Primary APN	`115-532-032-6`
Alternative APN	`115-532-032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,253 sqft Living Area
1st Floor Area	1,253 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1975
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	2,200 sqft (0.051 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4229 ARMAND DR
City	CONCORD
State	CA
Zip	94521-1934
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	TRACT 4409 LOT 44
Legal Subdivision	SUBDIVISION 4409
Legal Tract	4409
Legal Lot Number	44
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4010
Census Tract	333200

Owner

4229 Armand Dr, a townhouse, is owner-occupied and held in a trust since November 2024.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4229 ARMAND DR, CONCORD, CA 94521-1934
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Intrafamily Transfer, Transfer
Sep 7, 2018	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Aug 30, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2024 · Amount on File
Deed Sale	Nov 21, 2024 · Amount on File
Prior Sale	May 3, 2016 · Amount on File
Deed Document Number	2024126347
Prior Transfer Date	Jan 19, 2023
Prior Transfer Doc	0000005266
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 20, 2023
Property Address	4229 ARMAND DR, CONCORD, CA 94521-1934
Document Number	0000005266
Map Reference	MB 155 PG 27
Instrument Date	Jan 19, 2023
Instrument	2023-005266
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4229 ARMAND DR, CONCORD, CA 94521-1934

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4229 ARMAND DR, CONCORD, CA 94521-1934
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000143557
Date	Sep 7, 2018
Instrument	2018-143557

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	962 Months
Due	Nov 29, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.82%
Type Change Date	Sep 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4229 ARMAND DR, CONCORD, CA 94521-1934
Document Number	0000143558
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4229 ARMAND DR CONCORD CA 945211934, CONCORD, CA 94521-1934

Mortgage

Document Number	0000143558
Date	Sep 7, 2018
Instrument	143558

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	960 Months
Due	Sep 6, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.82%

Tax Assessment & Valuation

The 2025 property tax bill for 4229 Armand Dr was $1,932 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$93,279 (+2%) Land $31,010 Building $62,269
2025	$1,932.00 Homeowner's exemption	$91,451 Land $30,402 Building $61,049
2023	$5,203.00 (+1.64%) Homeowner's exemption	$401,647 Land $286,729 Building $114,918
2022	$5,119.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4229 Armand Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4229 Armand Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Sonic Telecom, Verizon.

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