42288 Timber Ridge Rd, Howe, OK 74940 Property Records

Le Flore County property record for 42288 Timber Ridge Rd, Howe, OK 74940

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,873 sqft · built 2008
Lot Size	2.48 acres (108,029 sqft)
Owner	2 Individual Names on File
Last Sale	$21,500 (May 2021)
Tax Bill	$3,183 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit May 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-13-05N-25E-0-075-00`

Property Details

APN / Parcel Number

Primary APN	`0000-13-05N-25E-0-075-00`
Alternative APN	`6659`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,873 sqft Living Area
1st Floor Area	2,873 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,029 sqft (2.48 acres)
Garage Type	Attached
Garage Area	594 sqft

Exterior Amenities

Porch	Slab
Porch Area	541 sqft
Shed	1 Shed
Shed Area	192 sqft
Poultry House	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6659
Street Address	42288 TIMBER RIDGE RD
City	HOWE
State	OK
Zip	74940-3616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 13 TWP 5N RNG 25E PT NW BEG N44DG55'W 1856.80 SE COR NW N44DG55 'W 231.70 N45DG05'E 466.60 S44DG55'E 231.70 S45DG05'W 466
Legal Range	25E
Legal Township	05N
Legal Section	13
Jurisdiction	LE FLORE OK
Township / Civil Division	HEAVENER
Census Block Group	4
Census Block	4059
Census Tract	40602

Owner

42288 Timber Ridge Rd is owned and occupied by two individuals who bought it in May 2021.

Source: Le Flore County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42288 TIMBER RIDGE RD, HOWE, OK 74940-3616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 3, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK
Aug 28, 2020	Warranty Deed, Transfer LEFLORE CNTY ABS & TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2021 · Amount on File
Deed Sale	May 26, 2021 · Amount on File
Prior Sale	Aug 28, 2020 · Amount on File
Deed Document Number	20214821
Deed Book / Page	2145 / 908
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	42288 TIMBER RIDGE RD, HOWE, OK 74940-3616
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022040320
Date	Oct 20, 2022
Book Page	2204/320
Instrument	9146

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Nov 7, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	42288 TIMBER RIDGE RD, HOWE, OK 74940-3616
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42288 TIMBER RIDGE RD, HOWE, OK 74940-3616

Mortgage

Document Number	0021420848
Date	May 3, 2021
Book Page	2142/848
Instrument	3978

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	HEAVENER, OK 74937

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2041

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Aug 28, 2020
Property Address	42288 TIMBER RIDGE RD, HOWE, OK 74940-3616
Document Number	0021150938
Book / Page	002115 / 000938
Instrument Date	Aug 27, 2020
Instrument	6002
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	LEFLORE CNTY ABS & TITLE

Transaction

Amount	Amount on Record
Tax	$368.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42288 TIMBER RIDGE RD HOWE OK 74940, HOWE, OK 74940

Tax Assessment & Valuation

The 2025 property tax bill for 42288 Timber Ridge Rd was $3,183.

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Unified School District	Heavener Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,731 (-5.55%) Land $2,321 Building $33,410	$324,821 (-5.84%) Land $21,100 Building $303,721
2025	$3,183.00	$37,830 Land $2,464 Building $35,366	$344,963 Land $22,400 Building $322,563
2023	$2,659.00	$34,313 Land $2,501 Building $31,812	$324,377 Land $24,800 Building $299,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42288 Timber Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42288 Timber Ridge Rd is high, ranking above 82% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 62% of Oklahoma
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEFLORE CO. RWD #14 serves 9,077 people · EPA ID OK3004001
Water Source	Purchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Circle B Wireless Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Windstream.

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