Campbell County property record for 4228 Winters Ln, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,260 sqft · built 1927 |
| Lot Size | 2.1 acres (91,694 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Jul 2011) |
| Tax Bill | $1,101 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-17-818.00 |
| Primary APN | 999-99-17-818.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 91,694 sqft (2.1 acres) |
| Terrain | Combination |
| View / Lot | Flood Plain/Flood Zone |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 4228 WINTERS LN |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-8664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 WW WILLISONS & 1.567 AC LAND ADDITION TOTAL 2.105 ACRES |
| Legal Subdivision | WILLIAMSON SUB |
| Legal Lot Number | 2 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 52900 |
4228 Winters Ln is owned and occupied by two individuals who bought it in July 2011.
Source: Campbell County records, as of March 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4228 WINTERS LN, COLD SPRING, KY 41076-8664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2011 · Amount on File |
| Deed Sale | Jul 25, 2011 · Amount on File |
| Prior Sale | May 10, 2007 · Amount on File |
| Deed Document Number | 20117 25 11 019 000 |
| Deed Book / Page | 737 / 848 |
| Prior Transfer Date | Mar 30, 2007 |
| Prior Transfer Doc | 0001900037 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4228 Winters Ln was $1,101 with a homeowner's exemption.
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,101.00 Homeowner's exemption | $140,000 Land $55,000 Building $85,000 | $140,000 Land $55,000 Building $85,000 |
| 2023 | $282.00 (-67.7%) Homeowner's exemption | $69,900 (-) Land $20,000 Building $49,900 | $69,900 (-) Land $20,000 Building $49,900 |
| 2022 | $873.00 Homeowner's exemption | $69,900 Land $20,000 Building $49,900 | $69,900 Land $20,000 Building $49,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4228 Winters Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4228 Winters Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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