4228 W Rowan Ave, Spokane, WA 99205 Property Records

Spokane County property record for 4228 W Rowan Ave, Spokane, WA 99205

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,924 sqft · built 1951
Lot Size	0.152 acres (6,613 sqft)
Owner	Individual Name on Record
Last Sale	$248,005 (Jul 2020)
Tax Bill	$3,430 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Oct 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`26352.2706`

Property Details

APN / Parcel Number

Primary APN	`26352.2706`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,924 sqft Living Area
Gross Area	2,025 sqft
1st Floor Area	1,017 sqft
Basement Area	1,008 sqft
Finished Basement	907 sqft
Unfinished Basement	101 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,613 sqft (0.152 acres)
Lot Dimensions	115 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	306 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4228 W ROWAN AVE
City	SPOKANE
State	WA
Zip	99205-7668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	ABRAHAM LINCOLN L6 B2
Legal Range	42E
Legal Township	26N
Legal Section	35
Legal Subdivision	ABRAHAM LINCOLN
Legal Block	2
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	6
Census Block	6032
Census Tract	900

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4228 W ROWAN AVE, SPOKANE, WA 99205-7668
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Oct 15, 2018	Loan Modification, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Feb 23, 2016
Deed Document Number	20206949456
Prior Transfer Date	Feb 5, 2016
Prior Transfer Doc	0006475931
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 30, 2020
Property Address	4228 W ROWAN AVE, SPOKANE, WA 99205-7668
Document Number	0006949456
Map Reference	VOL 1 PG 70
Instrument Date	Jul 28, 2020
Instrument	6949456
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,973.09
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4228 W ROWAN AVE, SPOKANE, WA 99205-7668

Mortgage

Document Number	0006949457
Date	Jul 30, 2020
Instrument	6949457

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	4228 W ROWAN AVE, SPOKANE, WA 99205-7668
Document Number	0006757647
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4228 W ROWAN AVE SPOKANE WA 992057668, SPOKANE, WA 99205-7668

Mortgage

Document Number	0006757647
Date	Nov 5, 2018
Instrument	6757647

Lender

Name	USAA
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,430.00 (+3.63%)	$337,500 (+0.63%) Land $70,000 Building $267,500	$337,500 (+0.63%) Land $70,000 Building $267,500
2025	$3,310.00 (+1.81%)	$335,400 (+3.07%) Land $55,000 Building $280,400	$335,400 (+3.07%) Land $55,000 Building $280,400
2024	$3,251.00 (+2.1%)	$325,400 (+31%) Land $45,000 Building $280,400	$325,400 (+31%) Land $45,000 Building $280,400
2023	$3,184.00 (+9.49%)	$248,400 Land $36,000 Building $212,400	$248,400 Land $36,000 Building $212,400
2022	$2,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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