4228 Tower Ave, Cincinnati, OH 45217 Property Records

Hamilton County property record for 4228 Tower Ave, Cincinnati, OH 45217 · Last verified June 2026

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 2 ba · 2,490 sqft · built 1915
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Tax Bill	$4,453 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`582-0014-0078-00`

Property Details

APN / Parcel Number

Primary APN	`582-0014-0078-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,490 sqft Living Area
Gross Area	3,494 sqft
1st Floor Area	1,004 sqft
2nd Floor Area	1,024 sqft
Attic	Attic
Attic Area	462 sqft
Basement Area	1,004 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	342 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4228 TOWER AVE
City	CINCINNATI
State	OH
Zip	45217-1727
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	4228 TOWER AVE 40 X 120 PT LOT 2 BROWN EST SUB
Legal Subdivision	BROWN EST SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	ST. BERNARD
Census Block Group	5
Census Block	5001
Census Tract	25800

Owner

Source: Hamilton County records · APN 582-0014-0078-00

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4228 TOWER AVE, CINCINNATI, OH 45217-1727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Nov 05, 2021	Intrafamily Transfer, Transfer · VA Mortgage GUARANTEED RATE INC
Jan 14, 2020	Deed of Trust, Mortgage AMERICAN NBRHD MTG ACCPTNC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 05, 2021
Deed Sale	Nov 05, 2021
Prior Sale	Oct 23, 2015 · Amount on Record
Deed Document Number	2021134708
Deed Book / Page	14539 / 1845
Prior Transfer Date	Nov 02, 2021
Prior Transfer Doc	0000134708
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Apr 15, 2026
Property Address	4228 TOWER AVE, CINCINNATI, OH 45217-1727
Document Number	0000028264
Book / Page	15645 / 380
Instrument Date	Apr 07, 2026
Instrument	202628264
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4228 TOWER AVE, CINCINNATI, OH 45217-1727

Mortgage

Document Number	0000028264,
Date	Apr 15, 2026
Book Page	15645/380
Instrument	202628264

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.11%
Max Rate	-1%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Nov 05, 2021
Property Address	4228 TOWER AVE, CINCINNATI, OH 45217-1727
Document Number	0000134708
Book / Page	14539 / 1845
Instrument Date	Nov 02, 2021
Instrument	2021-0134708
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4228 TOWER AVE, CINCINNATI, OH 45217-1727

Mortgage

Document Number	0000134709
Date	Nov 05, 2021
Instrument	2021-0134709

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2046

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4228 TOWER AVE, CINCINNATI, OH 45217-1727
Document Number	0000007744
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	AMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4228 TOWER AVE CINCINNATI OH 452171727, CINCINNATI, OH 45217-1727

Mortgage

Document Number	0000007744
Date	Jan 23, 2020
Book Page	014089/000715
Instrument	7744

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 22, 2040

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	St. Bernard Village
Unified School District	St. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,453.00 (+2.91%)	$71,470 (-) Land $10,080 Building $61,390	$204,200 (-) Land $28,800 Building $175,400
2024	$4,327.00 (-3.22%)	$71,470 (-) Land $10,080 Building $61,390
2023	$4,471.00 (+59.91%)	$71,470 (+105.33%) Land $10,080 Building $61,390	$204,200 (+105.33%) Land $28,800 Building $175,400
2022	$2,796.00 Homeowner's exemption	$34,808 Land $7,861 Building $26,947
2020			$99,450 Land $22,460 Building $76,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 808 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Tower Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures