4228 SW Clipper Ln, Lees Summit, MO 64082 Property Records

Jackson County property record for 4228 SW Clipper Ln, Lees Summit, MO 64082

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,053 sqft · built 1996
Lot Size	0.335 acres (14,577 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,854 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`70-940-08-77`

Property Details

APN / Parcel Number

Primary APN	`70-940-08-77`
Alternative APNs	`70-940-08-77-00-0-00-000` `70940087700000001` `1041700`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,053 sqft Living Area
1st Floor Area	774 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,577 sqft (0.335 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	95 sqft
Deck Area	285 sqft
Patio Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1041700
Street Address	4228 SW CLIPPER LN
City	LEES SUMMIT
State	MO
Zip	64082-4792
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR COVE 2ND PLAT LOT 30
Legal Subdivision	HARBOR COVE 2ND PLAT
Legal Block	2
Legal Lot Number	30
Jurisdiction	JACKSON MO
Township / Civil Division	PRAIRIE
Census Block Group	2
Census Block	2023
Census Tract	18101

Owner

4228 SW Clipper Ln is owned and occupied by two individuals who acquired it in June 2023.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4228 SW CLIPPER LN, LEES SUMMIT, MO 64082-4792
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Jun 14, 2023	Warranty Deed, Transfer SECURITY FIRST TITLE, SECURITY FRIST TTLE
Jan 7, 2021	Deed of Trust, Mortgage · VA Mortgage AFFINITY MTG
Dec 31, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Apr 28, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2023
Deed Sale	Jun 14, 2023
Prior Sale	Apr 28, 2017 · Amount on File
Deed Document Number	202342023
Prior Transfer Date	Jul 1, 2002
Prior Transfer Doc	0000I22518
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	4228 SW CLIPPER LN, LEES SUMMIT, MO 64082-4792
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	KANSAS CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3570 SW HOLLYWOOD DR 309, 309, LEES SUMMIT, MO 64082-6124

Mortgage

Document Number	00E0042532
Date	Jun 16, 2023
Instrument	2023E0042532

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 14, 2023
Property Address	4228 SW CLIPPER LN, LEES SUMMIT, MO 64082-4792
Document Number	00E0042023
Instrument Date	Jun 12, 2023
Instrument	2023E0042023
Transaction Type	Transfer
Record Updated	Jun 22, 2023
Title Company	SECURITY FIRST TITLE, SECURITY FRIST TTLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4228 SW CLIPPER LN, LEES SUMMIT, MO 64082-4792

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	4228 SW CLIPPER LN, LEES SUMMIT, MO 64082-4792
Document Number	0000E05878
Instrument Date	Jan 7, 2021
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4228 SW CLIPPER LN LEES SUMMIT MO 640824792, LEES SUMMIT, MO 64082-4792

Mortgage

Document Number	0000E05878
Date	Jan 19, 2021
Instrument	5878E

Lender

Name	AFFINITY MTG
Type	Mortgage Company
Address	LENEXA, KS 66215

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	4228 SW CLIPPER LN, LEES SUMMIT, MO 64082-4792
Document Number	0000E01099
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4228 SW CLIPPER LN LEES SUMMIT MO 640824792, LEES SUMMIT, MO 64082-4792

Mortgage

Document Number	0000E01099
Date	Jan 6, 2020
Instrument	1099E

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 28, 2017
Property Address	4228 SW CLIPPER LN, LEES SUMMIT, MO 64082-4792
Document Number	0000E37676
Instrument Date	Apr 28, 2017
Instrument	37676E
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	COFFELT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4226 SW CLIPPER LN LEES SUMMIT MO 64082, LEES SUMMIT, MO 64082

Mortgage

Document Number	E37677
Date	Apr 28, 2017
Instrument	37677E

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4228 SW Clipper Ln was $3,854, down 37.7% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Lee's Summit City
Unified School District	Lee's Summit R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,018 (-) Land $23,222 Building $29,796	$279,040 (-)
2025	$3,854.00 (-37.75%)	$53,018 Land $23,222 Building $29,796	$279,040
2024	$6,191.00 (+0.73%)
2023	$6,146.00	$85,743 Land $16,188 Building $69,555	$451,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4228 SW Clipper Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4228 SW Clipper Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEES SUMMIT PWS serves 99,400 people · EPA ID MO1010459
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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