4228 SE 49th Ct, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 4228 SE 49th Ct, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,375 sqft · built 1985
Lot Size	0.221 acres (9,670 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (May 2021)
Tax Bill	$1,534 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1-31-37-36-0010-00070-0110`

Property Details

APN / Parcel Number

Primary APN	`1-31-37-36-0010-00070-0110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,375 sqft Heated Area
Gross Area	1,553 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,670 sqft (0.221 acres)
Porch	Open Porch
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4228 SE 49TH CT
City	OKEECHOBEE
State	FL
Zip	34974-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KING'S BAY (PLAT BOOK 5 PAGES 91 THROUGH 94) LOT 11 BLOCK 7
Legal Range	36E
Legal Township	37S
Legal Section	31
Legal Subdivision	KING'S
Legal Block	7
Legal Lot Number	11
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3004
Census Tract	910403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Okeechobee Battlefield listed 1966 · 1 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000269

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4228 SE 49TH CT, OKEECHOBEE, FL 34974-2320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Jul 22, 2019	Warranty Deed, Transfer · Conventional with PMI MICHAEL & JULIA HORNYAK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021 · Amount on File
Deed Sale	May 27, 2021 · Amount on File
Prior Sale	Jul 22, 2019 · Amount on File
Deed Document Number	2021006656
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 27, 2021
Property Address	4228 SE 49TH CT, OKEECHOBEE, FL 34974-2320
Document Number	2021006656
Map Reference	MB 5 PG 91-94
Instrument Date	May 25, 2021
Instrument	2021006656
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2266 NW 42ND AVE, 2266, OKEECHOBEE, FL 34972-8819

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4228 SE 49TH CT, OKEECHOBEE, FL 34974-2320

Mortgage

Document Number	2021006657
Date	May 27, 2021
Instrument	2021006657

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jul 22, 2019
Property Address	4228 SE 49TH CT, OKEECHOBEE, FL 34974-2320
Document Number	0008271710
Book / Page	000827 / 001710
Instrument Date	Jul 12, 2019
Instrument	7400
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	TITLE PRO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4228 SE 49TH CT OKEECHOBEE FL 349742320, OKEECHOBEE, FL 34974-2320

Mortgage

Document Number	8271712
Date	Jul 22, 2019
Book Page	000827/001712
Instrument	7401

Lender

Name	MICHAEL & JULIA HORNYAK
Address	4941 BATE ST, NEWTON FALLS, OH 44444-9414
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Jul 21, 2024

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,534.00 (-42.31%) Homeowner's exemption	$152,528 (-2.63%) Land $16,960 Building $135,568	$152,528 (-2.63%) Land $16,960 Building $135,568
2023	$2,659.00 (+16.57%)	$156,642 (+25.77%) Land $9,540 Building $147,102	$156,642 (+25.77%) Land $9,540 Building $147,102
2022	$2,281.00	$124,548 Land $6,625 Building $117,923	$124,548 Land $6,625 Building $117,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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