4228 Schooner Trl, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 4228 Schooner Trl, Chesapeake, VA 23321 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,092 sqft · built 1986
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Jun 2026)
Tax Bill$2,287 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
APN0163011000080

Property Details

APN / Parcel Number

Primary APN0163011000080

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area1,092 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions93 ft deep x 109 ft wide
PorchPorch
Porch Area51 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4228 SCHOONER TRL
CityCHESAPEAKE
StateVA
Zip23321-3225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8 NORTH COVE SEC 1
Legal SubdivisionNORTH COVE
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1001
Census Tract21506

Owner

Source: Chesapeake City records · APN 0163011000080

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4228 SCHOONER TRL, CHESAPEAKE, VA 23321-3225
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 05, 2026 · Amount on Record
Deed SaleJun 05, 2026 · Amount on Record
Deed Document Number202614502
Deed Book / Page10987 / 790
Prior Transfer DateJun 03, 2026
Prior Transfer Doc0000014502
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 05, 2026
Property Address4228 SCHOONER TRL, CHESAPEAKE, VA 23321-3225
Document Number0000014502
Book / Page10987 / 790
Instrument DateJun 03, 2026
Instrument202614502
Transaction TypeTransfer
Record UpdatedJun 17, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$18,180.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4228 SCHOONER TRL, CHESAPEAKE, VA 23321-3225

Mortgage

Document Number0000014503,
DateJun 05, 2026
Instrument202614503
Lender
NameLANGLEY FEDERAL CREDIT UNION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.23%
Max Rate-1%

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,287.00 (+71.05%)$226,400 (+14%) Land $120,000 Building $106,400$226,400 (+14%) Land $120,000 Building $106,400
2023$198,600 (+17.38%) Land $110,000 Building $88,600$198,600 (+17.38%) Land $110,000 Building $88,600
2022$169,200 Land $80,000 Building $89,200$169,200 Land $80,000 Building $89,200
2019$1,337.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500215061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims2 (2009–2016)
Most Recent ClaimOct 2016, river or lake flooding, Hurricane Matthew

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 298 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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