4228 N 45th Pl, Phoenix, AZ 85018 Property Records

Maricopa County property record for 4228 N 45th Pl, Phoenix, AZ 85018

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,200 sqft · built 1953
Lot Size	0.141 acres (6,125 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Oct 2021)
Tax Bill	$1,936 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`171-42-045`

Property Details

APN / Parcel Number

Primary APN	`171-42-045`
Alternative APN	`171420452`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,547 sqft
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	6,125 sqft (0.141 acres)
Parking Spaces	1 Parking Space
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4228 N 45TH PL
City	PHOENIX
State	AZ
Zip	85018-4309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	JEFFERY LEIGH LOTS 1-20, 26-64 MCR 54/11
Legal Range	4E
Legal Township	2N
Legal Section	19
Legal Subdivision	JEFFERY LEIGH LOTS 1-20, 26-64
Legal Lot Number	5
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2010
Census Tract	108200

Owner

4228 N 45th Pl is owned and occupied by two individuals who bought it in October 2021.

Source: Maricopa County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4228 N 45TH PL, PHOENIX, AZ 85018-4309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Oct 13, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 6, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Prior Sale	Sep 19, 2012 · Amount on File
Deed Document Number	20211102762
Prior Transfer Date	Apr 9, 2014
Prior Transfer Doc	0000320995
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Aug 10, 2026
Property Address	4228 N 45TH PL, PHOENIX, AZ 85018-4309
Document Number	0000470051
Instrument Date	Aug 5, 2026
Instrument	2026470051
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4228 N 45TH PL, PHOENIX, AZ 85018-4309

Mortgage

Document Number	0000470051,
Date	Aug 10, 2026
Instrument	2026470051

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.49%
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 13, 2021
Property Address	4228 N 45TH PL, PHOENIX, AZ 85018-4309
Document Number	0001102762
Map Reference	MB 54 PG 11
Instrument Date	Oct 8, 2021
Instrument	20211102762
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5401 E WONDERVIEW RD, 5401, PHOENIX, AZ 85018-1942

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4228 N 45TH PL, PHOENIX, AZ 85018-4309

Mortgage

Document Number	0001102763
Date	Oct 13, 2021
Instrument	20211102763

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4228 N 45TH PL, PHOENIX, AZ 85018-4309
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4228 N 45TH PL, PHOENIX, AZ 85018-4309

Mortgage

Document Number	0000510121
Date	May 6, 2021
Instrument	20210510121

Lender

Name	FIRST FIDELITY BANK
Type	Bank
Address	SCOTTSDALE, AZ 85260

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4228 N 45th Pl was $1,936.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Scottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,100 (+138.36%)	$561,000 (+10.83%) Land $112,200 Building $448,800
2025	$1,936.00	$23,536 (-55.69%)	$506,200 (-4.71%) Land $101,200 Building $405,000
2024		$53,120	$531,200 Land $106,200 Building $425,000
2023	$1,812.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4228 N 45th Pl in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4228 N 45th Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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