4228 N 23rd Ave, Phoenix, AZ 85015 Property Records

Maricopa County property record for 4228 N 23rd Ave, Phoenix, AZ 85015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,094 sqft · built 1950
Lot Size	0.161 acres (7,012 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,244 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`154-28-002`

Property Details

APN / Parcel Number

Primary APN	`154-28-002`
Alternative APN	`154280020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,094 sqft Living Area
Gross Area	1,279 sqft
1st Floor Area	1,094 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	7,012 sqft (0.161 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Pool Area	325 sqft
Patio Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4228 N 23RD AVE
City	PHOENIX
State	AZ
Zip	85015-4801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-M
Legal Description	FRUITLAND ACRES MCR 22/28
Legal Range	2E
Legal Township	2N
Legal Section	24
Legal Subdivision	FRUITLAND ACRES
Legal Lot Number	9
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	4
Census Block	4000
Census Tract	109003

Owner

4228 N 23rd Ave is owned and occupied by two individuals who acquired it in March 2018.

Source: Maricopa County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4228 N 23RD AVE, PHOENIX, AZ 85015-4801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Feb 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage RICHARD L GORDON ENTERPRISES INC
Jul 1, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 28, 2022	Deed of Trust, Mortgage · FHA Mortgage RENEW LENDING INC
Mar 13, 2018	Intrafamily Transfer, Transfer · FHA Mortgage SKYLINE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2018
Deed Sale	Mar 13, 2018
Prior Sale	Mar 5, 2010 · Amount on File
Deed Document Number	2018187979
Prior Transfer Date	Mar 8, 2018
Prior Transfer Doc	0000187979
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jun 9, 2026
Property Address	4228 N 23RD AVE, PHOENIX, AZ 85015-4801
Document Number	0000346913
Instrument Date	Apr 16, 2026
Instrument	2026346913
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4228 N 23RD AVE, PHOENIX, AZ 85015-4801

Mortgage

Document Number	0000346913,
Date	Jun 9, 2026
Instrument	2026346913

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	May 1, 2066

Interest

Rate	6.22%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4228 N 23RD AVE, PHOENIX, AZ 85015-4801
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4228 N 23RD AVE, PHOENIX, AZ 85015-4801

Mortgage

Document Number	0000146349
Date	Feb 16, 2022
Instrument	20220146349

Lender

Name	RICHARD L GORDON ENTERPRISES INC
Type	Non-Lending Institution
Address	PARADISE VALLEY, AZ 85253

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4228 N 23RD AVE, PHOENIX, AZ 85015-4801
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4228 N 23RD AVE, PHOENIX, AZ 85015-4801

Mortgage

Document Number	0000722545
Date	Jul 1, 2021
Instrument	20210722545

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	237 Months
Due	Apr 1, 2041

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4228 N 23RD AVE, PHOENIX, AZ 85015-4801
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4228 N 23RD AVE, PHOENIX, AZ 85015-4801

Mortgage

Document Number	0000533237
Date	Jun 28, 2022
Instrument	20220533237

Lender

Name	RENEW LENDING INC
Type	Mortgage Company
Address	RENO, NV 89503

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 13, 2018
Property Address	4228 N 23RD AVE, PHOENIX, AZ 85015-4801
Document Number	0000187979
Map Reference	MB 22 PG 28
Instrument Date	Mar 8, 2018
Instrument	20180187979
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	FIDELITY NATIONAL TITLE AGEN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4228 N 23RD AVE, PHOENIX, AZ 85015-4801

Mortgage

Document Number	0000187980
Date	Mar 13, 2018
Instrument	20180187980

Lender

Name	SKYLINE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4228 N 23rd Ave was $1,244.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Alhambra Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,500 (+191.9%)	$255,000 (+4%) Land $51,000 Building $204,000
2025	$1,244.00	$8,736 (-66.4%)	$245,200 (-5.69%) Land $49,000 Building $196,200
2024		$26,000	$260,000 Land $52,000 Building $208,000
2023	$1,129.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4228 N 23rd Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4228 N 23rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T, GeoLinks.

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