San Joaquin County property record for 4228 Matthew Way, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,478 sqft · built 2018 |
| Lot Size | 0.091 acres (3,981 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $523,500 (Jun 2018) |
| Tax Bill | $6,666 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-560-400-000 |
| Primary APN | 248-560-400-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,478 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 3,981 sqft (0.091 acres) |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 248-560-40 |
|---|---|
| Street Address | 4228 MATTHEW WAY |
| City | TRACY |
| State | CA |
| Zip | 95377-8443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16-FM POR OF 248-560-28 PER BROOKVIEW II TRACT 356 |
| Legal Subdivision | TRACT 3568 |
| Legal Tract | 356 |
| Legal Block | 1 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 5219 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4228 MATTHEW WAY, TRACY, CA 95377-8443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Dec 3, 2025 | Intrafamily Transfer, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 20, 2019 | Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG |
| Jun 27, 2018 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Jun 27, 2018 | Grant Deed, Transfer · Conventional with PMI PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2018 · Amount on Record |
| Deed Sale | Jun 27, 2018 · Amount on Record |
| Deed Document Number | 201871389 |
| Last Transfer Date | Nov 24, 2025 |
| Transfer Doc | 0000108640 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 3, 2025 |
| Property Address | 4228 MATTHEW WAY, TRACY, CA 95377-8443 |
| Document Number | 0000108640 |
| Map Reference | MB 42 PG 39 |
| Instrument Date | Nov 24, 2025 |
| Instrument | 2025-108640 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4228 MATTHEW WAY, TRACY, CA 95377-8443 |
| Document Number | 0000108641 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 2025-108641 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4228 MATTHEW WAY, TRACY, CA 95377-8443 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4228 MATTHEW WAY, TRACY, CA 95377-8443 |
| Document Number | 0000138932 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2020-138932 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4228 MATTHEW WAY, TRACY, CA 95377-8443 |
| Document Number | 0000041358 |
| Instrument Date | Apr 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2019 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 4228 MATTHEW WAY TRACY CA 953778443, TRACY, CA 95377-8443 |
| Document Number | 0000041358 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 41358 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 27, 2018 |
| Property Address | 4228 MATTHEW WAY, TRACY, CA 95377-8443 |
| Document Number | 0000071390 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 71390 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 4228 MATTHEW WAY TRACY CA 953778443, TRACY, CA 95377-8443 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 27, 2018 |
| Property Address | 4228 MATTHEW WAY, TRACY, CA 95377-8443 |
| Document Number | 0000071389 |
| Instrument Date | Jun 7, 2018 |
| Instrument | 71389 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $575.85 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 4228 MATTHEW WAY TRACY CA 953778443, TRACY, CA 95377-8443 |
| Document Number | 71391 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 71391 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 26, 2048 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,666.00 (+1.58%) | ||
| 2025 | $6,562.00 (+5.04%) | $595,329 (+4.04%) Land $136,537 Building $458,792 | |
| 2023 | $6,247.00 (+1.84%) | $572,214 Land $131,236 Building $440,978 | $754,740 |
| 2022 | $6,134.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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