Kenton County property record for 4228 Lafayette Ct, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,066 sqft · built 1969 |
| Lot Size | 0.195 acres (8,525 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $267,500 (Apr 2025) |
| Tax Bill | $2,446 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2024 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-40-01-039.00 |
| Primary APN | 003-40-01-039.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,066 sqft Finished Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,525 sqft (0.195 acres) |
| Lot Dimensions | 150 ft deep x 65 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4228 LAFAYETTE CT |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODVALE TRAUDS 1ST LOT 4 65'X 149.95' IRREG |
| Legal Subdivision | TRAUDS 1ST ADDN TO WOODVALE |
| Legal Lot Number | 4 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 64300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4228 LAFAYETTE CT, ERLANGER, KY 41018-1506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Feb 14, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 30, 2020 | Deed with Mortgage, Transfer · FHA Mortgage RAPID MTG |
| Sep 25, 2019 | Warranty Deed, Construction Loan · Construction Mortgage LENDINGHOME FNDG |
| Nov 27, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2025 · Amount on Record |
| Deed Sale | Apr 15, 2025 · Amount on Record |
| Prior Sale | Sep 25, 2019 · Amount on Record |
| Deed Document Number | 2025192 |
| Deed Book / Page | 338 / 248 |
| Prior Transfer Date | Nov 15, 2018 |
| Prior Transfer Doc | 0005900001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4228 LAFAYETTE CT, ERLANGER, KY 41018-1506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 4228 LAFAYETTE CT, ERLANGER, KY 41018-1506 |
| Document Number | 0000001636 |
|---|---|
| Date | Jan 28, 2026 |
| Book Page | 728/662 |
| Instrument | 26059000001636 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4228 LAFAYETTE CT, ERLANGER, KY 41018-1506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4228 LAFAYETTE CT, ERLANGER, KY 41018-1506 |
| Document Number | 0005900089 |
|---|---|
| Date | Feb 14, 2024 |
| Book Page | KCM 526/333 |
| Instrument | 24021405900089 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 315 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4228 LAFAYETTE CT, ERLANGER, KY 41018-1506 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4228 LAFAYETTE CT, ERLANGER, KY 41018-1506 |
| Document Number | 0005900251 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 422/434 |
| Instrument | 22111705900251 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4228 LAFAYETTE CT, ERLANGER, KY 41018-1506 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4228 LAFAYETTE CT, ERLANGER, KY 41018-1506 |
| Document Number | 0005900070 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 279/534 |
| Instrument | 21093005900070 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | May 1, 2050 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 30, 2020 |
| Property Address | 4228 LAFAYETTE CT, ERLANGER, KY 41018-1506 |
| Document Number | 0000000163 |
| Book / Page | 000019 / 000001 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 163 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2020 |
| Title Company | MATTINGLY FORD TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $186.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4288 LAFAYETTE CT ERLANGER KY 41018, ERLANGER, KY 41018 |
| Document Number | 0000000163 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 000M62/000575 |
| Instrument | 163 |
| Name | RAPID MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 25, 2019 |
| Property Address | 4228 LAFAYETTE CT, ERLANGER, KY 41018-1506 |
| Document Number | 0000000083 |
| Book / Page | 0C6760 / 000092 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 83 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 22, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $55.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1488 VISTAGLEN CIR UNION KY 410918276, UNION, KY 41091-8276 |
| Document Number | 87 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 0C6760/000095 |
| Instrument | 87 |
| Name | LENDINGHOME FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN FRANCISCO, CA 94104 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 24, 2020 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 27, 2018 |
| Property Address | 4228 LAFAYETTE CT, ERLANGER, KY 41018-1506 |
| Document Number | 0000000001 |
| Book / Page | 0C6552 / 000080 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 1 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $110.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4228 LAFAYETTE CT ERLANGER KY 410181506, ERLANGER, KY 41018-1506 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,500 (+44.2%) Land $25,000 Building $242,500 | $267,500 (+44.2%) Land $25,000 Building $242,500 | |
| 2025 | $2,446.00 (+1.54%) | $185,500 (-) Land $25,000 Building $160,500 | $185,500 (-) Land $25,000 Building $160,500 |
| 2023 | $2,409.00 | $185,500 Land $25,000 Building $160,500 | $185,500 Land $25,000 Building $160,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135 |
|---|---|
| Water Source | Purchased surface water from BOONE-FLORENCE WATER COMMISSION |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | NORTHERN KENTUCKY WATER DISTRICT |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures