Warren County property record for 4228 Gotts Hydro Rd, Oakland, KY 42159
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,599 sqft · built 1997 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,473 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083A-03-001 |
| Primary APN | 083A-03-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,599 sqft Living Area |
| Basement Area | 918 sqft |
| Unfinished Basement | 918 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 46,174 sqft (1.06 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Garage Area | 459 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 204 sqft |
| Patio Area | 389 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4228 GOTTS HYDRO RD |
|---|---|
| City | OAKLAND |
| State | KY |
| Zip | 42159-9751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LARRY LINDA MEADOR MINOR SUB |
| Legal Lot Number | 1 |
| Jurisdiction | WARREN KY |
| Township / Civil Division | SMITHS GROVE |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 11600 |
4228 Gotts Hydro Rd is owned and occupied by two individuals.
Source: Warren County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4228 GOTTS HYDRO RD, OAKLAND, KY 42159-9751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MEYER MORTGAGE CORP |
| Feb 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MEYER MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 4228 GOTTS HYDRO RD, OAKLAND, KY 42159-9751 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M3057/714 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | M3057/714 |
| Instrument | 1162691 |
| Name | MEYER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BOWLING GREEN, KY 42103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 4228 GOTTS HYDRO RD, OAKLAND, KY 42159-9751 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M2950/814 |
|---|---|
| Date | Feb 7, 2020 |
| Book Page | M2950/814 |
| Instrument | 1130062 |
| Name | MEYER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BOWLING GREEN, KY 42103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 1, 2045 |
The 2025 property tax bill for 4228 Gotts Hydro Rd was $1,473.
Source: Warren County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Warren County |
| Unified School District | Warren County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,473.00 | $169,000 | $169,000 |
| 2023 | $1,464.00 | $165,000 | $165,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4228 Gotts Hydro Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4228 Gotts Hydro Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North Central Communications Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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