4228 Emory Rd, El Paso, TX 79922 Property Records

El Paso County property record for 4228 Emory Rd, El Paso, TX 79922

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,603 sqft · built 1975
Lot Size	0.689 acres (30,000 sqft)
Owner	Company Name on Record
Last Sale	$184,100 (Mar 2018)
Tax Bill	$2,974 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Mar 2018 Mortgage
APN	`M740-999-0000-2900`

Property Details

APN / Parcel Number

Primary APN	`M740-999-0000-2900`
Alternative APNs	`000000198185` `198185`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,603 sqft Living Area
1st Floor Area	1,281 sqft
Utility Area	375 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,000 sqft (0.689 acres)
Garage Type	Carport
Garage Area	960 sqft
Carport	Carport
Carport Area	960 sqft
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4228
City	EL PASO
State	TX
Zip	79922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	MONTE VISTA #6 TR 20 (30000 SQ FT)
Legal Subdivision	MONTE VISTA #6
Legal Tract	20
Legal Block	4
Jurisdiction	EL PASO TX
Township / Civil Division	EL PASO
Census Block Group	4
Census Block	4000
Census Tract	1302

Owner

Source: El Paso County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4228, EL PASO, TX 79922
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Mar 6, 2018	Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2018 · Amount on Record
Deed Sale	Mar 6, 2018 · Amount on Record
Prior Sale	Sep 29, 2008 · Amount on Record
Deed Document Number	201817578
Prior Transfer Date	Mar 1, 2018
Prior Transfer Doc	0000017578
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO TX
Property Address	4228 EMORY RD, EL PASO, TX 79922-1242
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065843
Date	Jul 8, 2021
Instrument	20210065843

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	EL PASO TX
Recording Date	Mar 6, 2018
Property Address	4228 EMORY RD, EL PASO, TX 79922-1242
Document Number	0000017578
Map Reference	VOL14 PG67
Instrument Date	Mar 1, 2018
Instrument	20180017578
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4228 EMORY RD, EL PASO, TX 79922-1242

Mortgage

Document Number	0000017579
Date	Mar 6, 2018
Instrument	20180017579

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: El Paso County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	El Paso County
Municipality	El Paso City
Unified School District	El Paso Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,244 (-15%)	$259,531 (+16.57%) Land $53,820 Building $205,711
2025	$2,974.00 (+1.88%) Homeowner's exemption	$222,633 (+13.63%) Land $53,820 Building $168,813	$222,633 (+13.63%) Land $53,820 Building $168,813
2024	$2,919.00 (-14.65%)
2023		$195,934 Land $34,500 Building $161,434	$195,934 Land $34,500 Building $161,434
2019	$3,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	15 (1984–2019)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Aug 2019
Claims by Event	Severe Storms And Flooding, Aug 2006 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL PASO WATER UTILITIES serves 747,168 people · EPA ID TX0710002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Chaparral Wireless Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: JackRabbit Wireless.

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