4228 Diamond Cir, Oceanside, CA 92056 Property Records

San Diego County property record for 4228 Diamond Cir, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,512 sqft · built 1986
Lot Size	0.131 acres (5,727 sqft)
Owner	Company Name on Record
Last Sale	$455,000 (Aug 2017)
Tax Bill	$5,900 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`162-520-09-00`

Property Details

APN / Parcel Number

Primary APN	`162-520-09-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,512 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	5,727 sqft (0.131 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4228 DIAMOND CIR
City	OCEANSIDE
State	CA
Zip	92056-3448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 9 TR 011093
Legal Subdivision	COLLEGE PARK ESTATES
Legal Tract	011093
Legal Block	2
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	19403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	22821 VIA SANTA ROSA, MISSION VIEJO, CA 92691-1832
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Jul 30, 2021	Intrafamily Transfer, Transfer
Nov 4, 2019	Affidavit of Death, Transfer NOT AVAILABLE
Aug 17, 2017	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2017 · Amount on Record
Deed Sale	Aug 17, 2017 · Amount on Record
Prior Sale	Sep 18, 1998 · Amount on Record
Deed Document Number	2017376118
Last Transfer Date	May 28, 2021
Transfer Doc	0000544314
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4228 DIAMOND CIR, OCEANSIDE, CA 92056-3448
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25386 BRUSSELS AVE, MISSION VIEJO, CA 92691-3016

Mortgage

Document Number	0000238260
Date	Mar 26, 2021
Instrument	2021-0238260

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 30, 2021
Property Address	4228 DIAMOND CIR, OCEANSIDE, CA 92056-3448
Document Number	0000544314
Map Reference	MAP 11093
Instrument Date	May 28, 2021
Instrument	2021-0544314
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22821 VIA SANTA ROSA, MISSION VIEJO, CA 92691-1832

November 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 4, 2019
Property Address	4228 DIAMOND CIR, OCEANSIDE, CA 92056-3448
Document Number	0000504994
Instrument Date	Oct 31, 2019
Instrument	504994
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22821 BRUSSELS AVE MISSION VIEJO CA 92691, MISSION VIEJO, CA 92691

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 17, 2017
Property Address	4228 DIAMOND CIR, OCEANSIDE, CA 92056-3448
Document Number	0000376118
Instrument Date	Aug 1, 2017
Instrument	376118
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	25836 BRUSSELS ST MISSION VIEJO CA 92691, MISSION VIEJO, CA 92691

Mortgage

Document Number	376119
Date	Aug 17, 2017
Instrument	376119

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$528,059 (+2%) Land $195,763 Building $332,296
2025	$5,900.00 (+8.64%)	$517,706 (+4.04%) Land $191,925 Building $325,781
2023	$5,431.00 (+0.26%)	$497,605 Land $184,473 Building $313,132
2022	$5,417.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, Verizon.

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