4228 Chad Ln, Fairfield Township, OH 45014 Property Records

Butler County property record for 4228 Chad Ln, Fairfield Township, OH 45014

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,276 sqft · built 1979
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (May 1997)
Tax Bill	$3,443 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`K4620-077.000-050`

Property Details

APN / Parcel Number

Primary APN	`K4620-077.000-050`
Alternative APNs	`0003900` `282400` `284869`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,276 sqft Living Area
Gross Area	1,188 sqft
1st Floor Area	1,188 sqft
Basement Area	594 sqft
Finished Basement	594 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Combination
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	190 ft deep x 110 ft wide
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Patio Area	492 sqft
Shed	1 Shed
Shed Area	156 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0003900
Old Parcel Number	K4620077.000050
Street Address	4228 CHAD LN
City	FAIRFIELD
State	OH
Zip	45014-5904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	170 ENT DRY RUN ESTATES
Legal Subdivision	DRY RUN ESTATES
Legal Lot Number	170
Jurisdiction	BUTLER OH
Township / Civil Division	ROSS
Census Block Group	1
Census Block	1016
Census Tract	10800

Owner

4228 Chad Ln is owned and occupied by an individual who acquired it in July 2025.

Source: Butler County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4228 CHAD LN, FAIRFIELD, OH 45014-5904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 1997 · Amount on File
Deed Sale	May 13, 1997 · Amount on File
Prior Sale	Feb 28, 2003
Deed Document Number	0000026122
Deed Book / Page	K46
Last Transfer Date	Jul 2, 2025
Transfer Doc	0000022218
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	4228 CHAD LN, FAIRFIELD, OH 45014-5904
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043359
Date	Oct 31, 2017
Book Page	9096/0798
Instrument	2017-00043359

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 17, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4228 Chad Ln was $3,443.

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Ross Township
Unified School District	Ross Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,443.00	$87,940 Land $17,270 Building $70,670	$251,250 Land $49,350 Building $201,900
2023	$3,388.00 (+26.32%)	$87,940 (+41.22%) Land $17,270 Building $70,670	$251,250 Land $49,350 Building $201,900
2022	$2,682.00	$62,270 Land $17,270 Building $45,000
2020			$177,910 Land $49,350 Building $128,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4228 Chad Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2012–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4228 Chad Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20