Gwinnett County property record for 4228 Centennial Trl, Duluth, GA 30096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,361 sqft · built 1981 |
| Lot Size | 0.28 acres (12,196 sqft) |
| Owner | Individual Name on File |
| Last Sale | $116,000 (Oct 1999) |
| Tax Bill | $851 (2025) |
| Deeds & Mortgages | Mar 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-238-283 |
| Primary APN | 6-238-283 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,361 sqft Living Area |
| Gross Area | 3,106 sqft |
| 1st Floor Area | 1,620 sqft |
| Basement Area | 810 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,196 sqft (0.28 acres) |
| Terrain | Low |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 456 sqft |
| Deck Area | 552 sqft |
| Patio Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4228 CENTENNIAL TRL |
|---|---|
| City | DULUTH |
| State | GA |
| Zip | 30096-4247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | L20 BH COVERED BRIDGE #7 |
| Legal Subdivision | BH COVERED BRIDGE |
| Legal Block | H |
| Legal Lot Number | 20 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | NORCROSS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 50334 |
4228 Centennial Trl is owned and occupied by an individual who bought it in October 1999.
Source: Gwinnett County records, as of May 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4228 CENTENNIAL TRL, DULUTH, GA 30096-4247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 1999 · Amount on File |
| Deed Sale | Oct 11, 1999 · Amount on File |
| Deed Book / Page | 19353 / 91 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 4228 CENTENNIAL TRL, DULUTH, GA 30096-4247 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4228 CENTENNIAL TRL, DULUTH, GA 30096-4247 |
| Document Number | 0597870237 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 0000059787/0000000237 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1006 Months |
| Due | Jan 1, 2106 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.39% |
The 2025 property tax bill for 4228 Centennial Trl was $851.
Source: Gwinnett County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $851.00 | $188,600 Land $27,880 Building $160,720 | $471,500 Land $69,700 Building $401,800 |
| 2023 | $693.00 | $161,600 Land $24,000 Building $137,600 | |
| 2022 | $404,000 Land $60,000 Building $344,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4228 Centennial Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4228 Centennial Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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