4228 175th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 4228 175th Ave E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,958 sqft · built 2000
Lot Size	2.65 acres (115,434 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Aug 2021)
Tax Bill	$7,675 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052017-8-076`

Property Details

APN / Parcel Number

Primary APN	`052017-8-076`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,958 sqft Living Area
Gross Area	2,876 sqft
1st Floor Area	1,958 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	115,434 sqft
Garage Type	Attached
Garage Area	918 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	4228 175TH AVE E
City	LAKE TAPPS
State	WA
Zip	98391-6764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 17 TOWNSHIP 20 RANGE 05 QUARTER 42 L 4 OF S P 94-02-23-0452 AN AMEND OF S P 78-519 TOG/W EASE & RESTRICTIONS OF REC OUT OF 8-027 & 05-20-17-3-090 SEG F-0842SG 03-09-94SG
Legal Range	05
Legal Township	20
Legal Section	17
Legal Subdivision	PIERCE COUNTY SHORT PLAT #9402230452
Legal Lot Number	4
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1011
Census Tract	70313

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 25298, FEDERAL WAY, WA 98093-2298
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 3, 2021	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 24, 2020	Deed of Trust, Mortgage · Conventional with PMI UMPQUA BK
May 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	Jan 3, 2007 · Amount on Record
Deed Document Number	2021819
Prior Transfer Date	Mar 12, 2012
Prior Transfer Doc	0000000613
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	4228 175TH AVE E, LAKE TAPPS, WA 98391-6764
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001190450
Date	Jan 19, 2022
Instrument	202201190450

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 3, 2021
Property Address	4228 175TH AVE E, LAKE TAPPS, WA 98391-6764
Document Number	0008030819
Map Reference	DOC 9402230452
Instrument Date	Jul 29, 2021
Instrument	202108030819
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,827.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 25298, FEDERAL WAY, WA 98093-2298

Mortgage

Document Number	0008030820
Date	Aug 3, 2021
Instrument	202108030820

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	4228 175TH AVE E, LAKE TAPPS, WA 98391-6764
Document Number	2001310282
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4228 175TH AVE E LAKE TAPPS WA 983916764, LAKE TAPPS, WA 98391-6764

Mortgage

Document Number	2001310282
Date	Jan 31, 2020
Instrument	202001310282

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	4228 175TH AVE E, LAKE TAPPS, WA 98391-6764
Document Number	1805210306
Instrument Date	May 12, 2018
Transaction Type	Mortgage
Record Updated	Jun 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4228 175TH AVE E LAKE TAPPS WA 983916764, LAKE TAPPS, WA 98391-6764

Mortgage

Document Number	1805210306
Date	May 21, 2018
Instrument	201805210306

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$679,600 (+13.04%) Land $318,000 Building $361,600	$679,600 (+13.04%) Land $318,000 Building $361,600
2025	$7,675.00 (+19.55%)
2024	$6,420.00 (+2.93%)	$601,200 (-0.46%) Land $256,300 Building $344,900	$601,200 (-0.46%) Land $256,300 Building $344,900
2023	$6,237.00	$604,000 Land $267,600 Building $336,400	$604,000 Land $267,600 Building $336,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1999 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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