42275 Harder Ave, Harris, MN 55032 Property Records

Chisago County property record for 42275 Harder Ave, Harris, MN 55032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,028 sqft · built 1990
Lot Size	10 acres (435,600 sqft)
Owner	Company Name on Record
Last Sale	$278,078 (Apr 2026)
Tax Bill	$4,960 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00310-40`

Property Details

APN / Parcel Number

Primary APN	`14-00310-40`
Alternative APNs	`3172201` `3367413` `3451415` `3982066`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,028 sqft Living Area
Gross Area	2,536 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2007
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3982066
Street Address	42275 HARDER AVE
City	HARRIS
State	MN
Zip	55032-3168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGOSRR
Legal Description	N 330 FT OF S 1650 FT OF W1/2 OF SE1/4
Legal Range	021
Legal Township	036
Legal Section	34
Jurisdiction	CHISAGO MN
Township / Civil Division	HARRIS
Census Block Group	2
Census Block	2050
Census Tract	110202

Owner

Source: Chisago County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12301 CENTRAL AVE NE, 100, MINNEAPOLIS, MN 55434-3900
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE CENTER LLC
Apr 23, 2026	Special Warranty Deed, Transfer · Conventional Mortgage LAKEVIEW BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Aug 15, 2025 · Amount on Record
Deed Document Number	2026692294
Prior Transfer Date	Aug 11, 2025
Prior Transfer Doc	0000686141
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Recording Date	Sep 16, 2026
Property Address	42275 HARDER AVE, HARRIS, MN 55032-3168
Document Number	0000696299
Instrument Date	Sep 10, 2026
Instrument	2026696299
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	ANCONA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2574 DOROTHY AVE, SAINT PAUL, MN 55110-4911

Mortgage

Document Number	0000696299,
Date	Sep 16, 2026
Instrument	2026696299

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Apr 23, 2026
Property Address	42275 HARDER AVE, HARRIS, MN 55032-3168
Document Number	0000692294
Instrument Date	Apr 15, 2026
Instrument	2026.692294
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	VELORA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92,683.66
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000692295,
Date	Apr 23, 2026
Instrument	2026.692295

Lender

Name	LAKEVIEW BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
Municipality	Harris City
Unified School District	North Branch Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,960.00 (+1.47%)
2025	$4,888.00 (-5.12%) Homeowner's exemption
2024		$306,100 (-4.01%)	$323,500 (-0.98%)
2023	$5,152.00 (+31.5%) Homeowner's exemption	$318,900 (+1.82%)	$326,700 (+1.62%) Land $92,200 Building $234,500
2022	$3,918.00 (+8.41%) Homeowner's exemption	$313,200 (+29.1%)	$321,500 (+25.24%) Land $87,300 Building $234,200
2021	$3,614.00	$242,600	$256,700 Land $64,500 Building $192,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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