4227 Palm Ave, Lorain, OH 44055 Property Records

Lorain County property record for 4227 Palm Ave, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1958
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Nov 2023)
Tax Bill	$1,108 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-079-115-006`

Property Details

APN / Parcel Number

Primary APN	`03-00-079-115-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	141 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	4227 PALM AVE
City	LORAIN
State	OH
Zip	44055-3556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD 5 B 55 X 144
Legal Subdivision	HOMEWOOD 5
Legal Block	115
Legal Lot Number	966
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1023
Census Tract	97500

Owner

4227 Palm Ave is owned and occupied by an individual who bought it in November 2023.

Source: Lorain County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	4227 PALM AVE, LORAIN, OH 44055-3556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2023 · Amount on File
Deed Sale	Nov 16, 2023 · Amount on File
Prior Sale	Aug 6, 2013 · Amount on File
Deed Document Number	2023936080
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 16, 2023
Property Address	4227 PALM AVE, LORAIN, OH 44055-3556
Document Number	0000936080
Map Reference	VOL 21 PG 22
Instrument Date	Nov 1, 2023
Instrument	2023-0936080
Transaction Type	Transfer
Record Updated	Nov 27, 2023
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4227 PALM AVE, LORAIN, OH 44055-3556

Mortgage

Document Number	0000936150
Date	Nov 17, 2023
Instrument	2023-0936150

Lender

Name	COMMUNITY STAR CU INC
Type	Credit Union
Address	ELYRIA, OH 44035

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4227 Palm Ave was $1,108.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,108.00	$29,000 (%) Land $11,110 Building $17,890	$82,860 (-) Land $31,750 Building $51,110
2024		$29,001 (+31%) Land $11,113 Building $17,889	$82,860 (+31%) Land $31,750 Building $51,110
2023	$1,140.00 (+0.88%)	$22,138 (-0.01%) Land $6,657 Building $15,481	$63,250 Land $19,020 Building $44,230
2022	$1,130.00	$22,140 Land $6,660 Building $15,480
2021			$63,250 Land $19,020 Building $44,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4227 Palm Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4227 Palm Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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