Clermont County property record for 4227 N Gensen Loop, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,473 sqft · built 2010 |
| Lot Size | 0.184 acres (8,006 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $111,600 (Aug 2025) |
| Tax Bill | $1,727 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-32-15D-369 |
| Primary APN | 41-32-15D-369 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,473 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 8,006 sqft (0.184 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Patio Area | 202 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4227 N GENSEN LOOP |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-7057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WETHERBY FARMS SECTION 6A (REPLAT); LOT 381; SEE 413215D369T FOR TIF |
| Legal Subdivision | WETHERBY FARMS |
| Legal Lot Number | 381 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 41305 |
Source: Clermont County records · APN 41-32-15D-369
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4227 N GENSEN LOOP, CINCINNATI, OH 45245-7057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Aug 09, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Sep 25, 2019 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Jan 24, 2019 | Affidavit of Death of Joint Tenant, Transfer · FHA Mortgage NEWREZ LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 2025 · Amount on Record |
| Deed Sale | Aug 22, 2025 · Amount on Record |
| Prior Sale | Feb 03, 2011 · Amount on Record |
| Deed Document Number | 202517082 |
| Deed Book / Page | 3001 / 370 |
| Prior Transfer Date | Jan 16, 2019 |
| Prior Transfer Doc | 0000001628 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4227 N GENSEN LOOP, CINCINNATI, OH 45245-7057 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000034416 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 2899/605 |
| Instrument | 202100034416 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4227 N GENSEN LOOP, CINCINNATI, OH 45245-7057 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4227 N GENSEN LOOP, CINCINNATI, OH 45245-7057 |
| Document Number | 0000014429 |
|---|---|
| Date | Aug 09, 2023 |
| Book Page | 2950/580 |
| Instrument | 202300014429 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | CINCINNATI, OH 45245 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000035740 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 2862/3913 |
| Instrument | 202000035740 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | CINCINNATI, OH 45245 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000021462 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 2819/0366 |
| Instrument | 201900021462 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jan 24, 2019 |
| Property Address | CINCINNATI, OH 45245 |
| Document Number | 0000001628 |
| Book / Page | 2800 / 4386 |
| Map Reference | MB 15 PG 70 |
| Instrument Date | Jan 16, 2019 |
| Instrument | 201900001628 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | AVENUE 365 LENDER SERVICES L |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4227 N GENSEN LOOP, CINCINNATI, OH 45245-7057 |
| Document Number | 0000001629 |
|---|---|
| Date | Jan 24, 2019 |
| Book Page | 2800/4389 |
| Instrument | 201900001629 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,727.00 (-15.18%) | $740 (-) Land $740 | |
| 2024 | $2,036.00 (-49.16%) Homeowner's exemption | $740 (-) Land $740 | $2,100 (-) Land $2,100 |
| 2023 | $4,005.00 (+9,213.95%) Homeowner's exemption | $740 (-) Land $740 | $2,100 (-) Land $2,100 |
| 2022 | $43.00 Homeowner's exemption | $740 Land $740 | |
| 2020 | $2,100 Land $2,100 |
Source: FEMA National Flood Hazard Layer as of February 6, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 233 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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