4227 Michelle Ct, Chico, CA 95973 Property Records

Butte County property record for 4227 Michelle Ct, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,131 sqft · built 1990
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$899,000 (Mar 2019)
Tax Bill	$9,901 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`007-420-010-000`

Property Details

APN / Parcel Number

Primary APN	`007-420-010-000`
Alternative APN	`007-420-010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,131 sqft Living Area
1st Floor Area	3,131 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modern
Construction Type	Wood
Lot Area	65,340 sqft
Garage Type	Attached
Garage Area	747 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	4227 MICHELLE CT
City	CHICO
State	CA
Zip	95973-7646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VLDR
Legal Description	PCL 2 PM 45-26
Legal Subdivision	CERTAIN PRCL MAP
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1038
Census Tract	1400

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4227 MICHELLE CT, CHICO, CA 95973-7646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Sep 21, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG
Mar 1, 2019	Grant Deed, Transfer · Conventional Mortgage SUMMIT FNDG
Aug 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 14, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Prior Sale	Oct 23, 2012 · Amount on Record
Deed Document Number	201912959
Last Transfer Date	Feb 25, 2025
Transfer Doc	0000004414
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	4227 MICHELLE CT, CHICO, CA 95973-7646
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4227 MICHELLE CT, CHICO, CA 95973-7646

Mortgage

Document Number	0000026038
Date	Sep 24, 2025
Instrument	2025-0026038

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Sep 21, 2022
Property Address	4227 MICHELLE CT, CHICO, CA 95973-7646
Document Number	0000031610
Map Reference	MB 45 PG 26
Instrument Date	Sep 15, 2022
Instrument	2022-0031610
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4227 MICHELLE CT, CHICO, CA 95973-7646

Mortgage

Document Number	0000031611
Date	Sep 21, 2022
Instrument	2022-0031611

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	4227 MICHELLE CT, CHICO, CA 95973-7646
Document Number	0000013600
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4227 MICHELLE CT CHICO CA 959737646, CHICO, CA 95973-7646

Mortgage

Document Number	0000013600
Date	Mar 26, 2020
Instrument	13600

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Mar 1, 2019
Property Address	4227 MICHELLE CT, CHICO, CA 95973-7646
Document Number	0000012959
Instrument Date	Feb 26, 2019
Instrument	12959
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$988.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4227 MICHELLE CT CHICO CA 959737646, CHICO, CA 95973-7646

Mortgage

Document Number	12960
Date	Mar 1, 2019
Instrument	12960

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Aug 20, 2018
Property Address	4227 MICHELLE CT, CHICO, CA 95973-7646
Document Number	0000027780
Instrument Date	Aug 15, 2018
Instrument	27780
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4227 MICHELLE CT CHICO CA 959737646, CHICO, CA 95973-7646

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	4227 MICHELLE CT, CHICO, CA 95973-7646
Document Number	0000028910
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Oct 20, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4227 MICHELLE CT CHICO CA 959737646, CHICO, CA 95973-7646

Mortgage

Document Number	0000028910
Date	Aug 21, 2017
Instrument	28910

Lender

Name	US BK
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$882,396 (+2%) Land $261,419 Building $620,977
2025	$9,901.00 (+6.47%)	$865,095 (+4.04%) Land $256,294 Building $608,801
2024	$9,299.00 (+1.23%)		$856,890
2023	$9,186.00 (+1.64%) Homeowner's exemption	$831,504 Land $246,343 Building $585,161
2022	$9,038.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	15 (1993–2025)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath, GeoLinks, unWired Broadband.

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