4227 E Elmwood St, Mesa, AZ 85205 Property Records

Maricopa County property record for 4227 E Elmwood St, Mesa, AZ 85205

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,306 sqft · built 1995
Lot Size0.253 acres (11,037 sqft)
OwnerTrust Name on File
Last Sale$168,442 (Sep 1995)
Tax Bill$2,865 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Jan 2023 Line of Credit
+ 4 more
Flood ZoneZone X (moderate risk)
APN140-03-097

Property Details

APN / Parcel Number

Primary APN140-03-097
Alternative APN
  • 140030971

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,306 sqft Living Area
Gross Area2,446 sqft
1st Floor Area2,306 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area11,037 sqft (0.253 acres)
Parking Spaces3 Parking Spaces
Pool Area240 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address4227 E ELMWOOD ST
CityMESA
StateAZ
Zip85205-5130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionSUMMIT AT MONTECITO MCR 376-38
Legal Range6E
Legal Township1N
Legal Section16
Legal SubdivisionSUMMIT AT MONTECITO
Legal Lot Number84
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2012
Census Tract420706

Owner

4227 E Elmwood St is owner-occupied and held in a trust since December 2020.

Source: Maricopa County records, as of June 29, 2026

Owner of RecordTrust Name on File
Mailing Address4227 E ELMWOOD ST, MESA, AZ 85205-5130
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Deed of Trust, Mortgage · Line of Credit
WEST FINANCIAL CREDIT UNION
Jan 24, 2023Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Dec 1, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Dec 1, 2020Quit Claim Deed, Transfer
OTHER
Mar 6, 2018Deed of Trust, Mortgage · Line of Credit
WFB NA
Jan 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 1995 · Amount on File
Deed SaleSep 22, 1995 · Amount on File
Prior SaleSep 1, 1994 · Amount on File
Deed Document Number1995577662
Last Transfer DateDec 1, 2020
Transfer Doc0001176589
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateMay 28, 2026
Property Address4227 E ELMWOOD ST, MESA, AZ 85205-5130
Document Number0000319972
Instrument DateMay 22, 2026
Instrument2026319972
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221

Mortgage

Document Number0000319972,
DateMay 28, 2026
Instrument2026319972
Lender
NameWEST FINANCIAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.23%
Max Rate-1%

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4227 E ELMWOOD ST, MESA, AZ 85205-5130
Transaction TypeMortgage
Record UpdatedFeb 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4227 E ELMWOOD ST, MESA, AZ 85205-5130

Mortgage

Document Number0000036739
DateJan 24, 2023
Instrument20230036739
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 23, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateDec 1, 2020
Property Address4227 E ELMWOOD ST, MESA, AZ 85205-5130
Document Number0001176587
Map ReferenceMB 376 PG 38
Instrument DateNov 23, 2020
Instrument20201176587
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyAMROCK INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4227 E ELMWOOD ST, MESA, AZ 85205-5130

Mortgage

Document Number0001176588
DateDec 1, 2020
Instrument20201176588
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 1, 2035

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateDec 1, 2020
Property Address4227 E ELMWOOD ST, MESA, AZ 85205-5130
Document Number0001176589
Instrument DateNov 23, 2020
Instrument1176589
Transaction TypeTransfer
Record UpdatedDec 8, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4227 E ELMWOOD ST MESA AZ 852055130, MESA, AZ 85205-5130

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4227 E ELMWOOD ST, MESA, AZ 85205-5130
Document Number0000200019
Instrument DateMar 6, 2018
Transaction TypeMortgage
Record UpdatedMar 21, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4227 E ELMWOOD ST MESA AZ 852055130, MESA, AZ 85205-5130

Mortgage

Document Number0000200019
DateMar 16, 2018
Instrument200019
Lender
NameWFB NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 15, 2048
Interest
Rate TypeAdjustable Rate

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4227 E ELMWOOD ST, MESA, AZ 85205-5130
Document Number0000069682
Instrument DateJan 16, 2018
Transaction TypeMortgage
Record UpdatedFeb 2, 2018
Title CompanyCONVENIENT CLOSING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4227 E ELMWOOD ST MESA AZ 852055130, MESA, AZ 85205-5130

Mortgage

Document Number0000069682
DateJan 29, 2018
Instrument69682
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 28, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 4227 E Elmwood St was $2,865.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityMesa City
Unified School DistrictMesa Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,630 (+49.34%)$506,300 (-0.59%) Land $101,200 Building $405,100
2025$2,865.00$33,902 (-36.13%)$509,300 (-4.05%) Land $101,800 Building $407,500
2024$53,080$530,800 Land $106,100 Building $424,700
2023$2,896.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4227 E Elmwood St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4227 E Elmwood St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MESA
serves 466,000 people · EPA ID AZ0407095
Water SourceSurface water
Last State InspectionNov 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting24
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 500

May also be available: CenturyLink, FiberFirst, GeoLinks, Tristate Wi-Fi by Wi-Fiber, Verizon.

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