4227 E Cambridge Dr, Bloomington, IN 47408 Property Records

Monroe County property record for 4227 E Cambridge Dr, Bloomington, IN 47408

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,286 sqft · built 1966
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Mar 2025)
Tax Bill	$4,865 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013-20540-00`

Property Details

APN / Parcel Number

Primary APN	`013-20540-00`
Alternative APN	`53-05-36-302-040.000-005`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,286 sqft Living Area
1st Floor Area	2,286 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1975
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	013-20540-00
Street Address	4227 E CAMBRIDGE DR
City	BLOOMINGTON
State	IN
Zip	47408-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK RIDGE EAST 3RD LOT 447
Legal Subdivision	PARK RDG EAST SEC THREE
Legal Lot Number	447
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1009
Census Tract	903

Owner

Source: Monroe County records · APN 013-20540-00

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4227 E CAMBRIDGE DR, BLOOMINGTON, IN 47408-3106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 18, 2025 · Amount on Record
Deed Sale	Mar 18, 2025 · Amount on Record
Prior Sale	Jul 20, 2021 · Amount on Record
Deed Document Number	202553215
Prior Transfer Date	Dec 05, 2005
Prior Transfer Doc	2006010799
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jul 20, 2021
Property Address	4227 E CAMBRIDGE DR, BLOOMINGTON, IN 47408-3106
Document Number	2021013964
Map Reference	CAB B ENV 109
Instrument Date	Jul 14, 2021
Instrument	2021013964
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4227 E CAMBRIDGE DR, BLOOMINGTON, IN 47408-3106

Mortgage

Document Number	2021013965
Date	Jul 20, 2021
Instrument	2021013965

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,865.00 (+48.55%)	$308,600 (+1.11%) Land $135,000 Building $173,600	$308,600 (+1.11%) Land $135,000 Building $173,600
2024	$3,275.00 (+14.43%)
2023		$305,200 (+13.5%) Land $87,000 Building $218,200	$305,200 (+13.5%) Land $87,000 Building $218,200
2022	$2,862.00	$268,900 Land $75,000 Building $193,900	$268,900 Land $75,000 Building $193,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
IsoFusion Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 310 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.