4227 4th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 4227 4th St S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,707 sqft · built 2001
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Nov 2025)
Tax Bill	$4,648 (2026)
Deeds & Mortgages	Jan 2026 Transfer Jan 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-44154-0462`

Property Details

APN / Parcel Number

Primary APN	`82-44154-0462`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,707 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Width	68 ft Width
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	4227 4TH ST S
City	SAINT CLOUD
State	MN
Zip	56301-8547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD38
Legal Description	LOT 007 BLK 001 ANGUSHIRE MEADOWS TWO SECTION 21 TOWNSHIP 124 RANGE 028 SECTION 21 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	21
Legal Subdivision	ANGUSHIRE MEADOWS TWO
Legal Block	1
Legal Lot Number	7
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3016
Census Tract	502

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4227 4TH ST S, SAINT CLOUD, MN 56301-8547
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Transfer on Death Deed, Transfer
Jan 13, 2026	Transfer on Death Deed, Transfer
Nov 4, 2025	Warranty Deed, Transfer
Nov 4, 2025	Affidavit, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Deed Document Number	20251702668
Last Transfer Date	Jan 9, 2026
Transfer Doc	0001706467
Record Updated	Sep 20, 2026

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 13, 2026
Property Address	4227 4TH ST S, SAINT CLOUD, MN 56301-8547
Document Number	00A1706466
Instrument Date	Jan 9, 2026
Instrument	A1706466
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4227 4TH ST S, SAINT CLOUD, MN 56301-8547

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 13, 2026
Property Address	4227 4TH ST S, SAINT CLOUD, MN 56301-8547
Document Number	00A1706467
Instrument Date	Jan 9, 2026
Instrument	A1706467
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4227 4TH ST S, SAINT CLOUD, MN 56301-8547

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 4, 2025
Property Address	4227 4TH ST S, SAINT CLOUD, MN 56301-8547
Document Number	00A1702668
Instrument Date	Oct 31, 2025
Instrument	A1702668
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2025: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	STEARNS MN
Recording Date	Nov 4, 2025
Property Address	4227 4TH ST S, SAINT CLOUD, MN 56301-8547
Document Number	00A1702667
Instrument Date	Oct 31, 2025
Instrument	A1702667
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,648.00 (+28.33%)	$327,300 (-) Land $40,000 Building $287,300	$327,300 (-) Land $40,000 Building $287,300
2025		$327,300 (+4.37%) Land $40,000 Building $287,300	$327,300 (+4.37%) Land $40,000 Building $287,300
2024	$3,622.00 (+8.31%)
2023	$3,344.00	$313,600 Land $40,000 Building $273,600	$313,600 Land $40,000 Building $273,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Verizon.

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