Cook County property record for 4227 148th St, Midlothian, IL 60445
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,771 sqft · built 2004 |
| Lot Size | 0.179 acres (7,790 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $249,000 (Sep 2017) |
| Tax Bill | $10,477 (2023) |
| Deeds & Mortgages | Feb 2023 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-10-406-044 |
| Primary APN | 28-10-406-044 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,771 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,790 sqft (0.179 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4227 148TH ST |
|---|---|
| City | MIDLOTHIAN |
| State | IL |
| Zip | 60445-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MIDLOTHIAN GARDENS |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | BREMEN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 824701 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4227 148TH ST, MIDLOTHIAN, IL 60445-3307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 20, 2019 | Deed of Trust, Mortgage · Conventional with PMI CROWN MTG |
| Sep 26, 2017 | Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2017 · Amount on Record |
| Deed Sale | Sep 26, 2017 · Amount on Record |
| Prior Sale | Jan 13, 2006 · Amount on Record |
| Deed Document Number | 201746261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4227 148TH ST, MIDLOTHIAN, IL 60445-3307 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4227 148TH ST, MIDLOTHIAN, IL 60445-3307 |
| Document Number | 0004810014 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | 2304810014 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | OKLAHOMA CITY, OK 73106 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4227 148TH ST, MIDLOTHIAN, IL 60445-3307 |
| Document Number | 2000246159 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4227 148TH ST MIDLOTHIAN IL 604453307, MIDLOTHIAN, IL 60445-3307 |
| Document Number | 2000246159 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 246159 |
| Name | CROWN MTG |
|---|---|
| Type | Mortgage Company |
| Address | OAK LAWN, IL 60453 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 26, 2017 |
| Property Address | 4227 148TH ST, MIDLOTHIAN, IL 60445-3307 |
| Document Number | 1726946261 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 26946261 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $249.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4227 148TH ST MIDLOTHIAN IL 604453307, MIDLOTHIAN, IL 60445-3307 |
| Document Number | 1726946262 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 26946262 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2047 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bremen Township |
| Municipality | Midlothian Village |
| Secondary School District | Bremen Community High School District 228 (09 - 12) |
| Elementary School District | Midlothian School District 143 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,001 (+12.28%) Land $2,727 Building $28,274 | $310,010 (+12.28%) Land $27,270 Building $282,740 | |
| 2023 | $10,477.00 (-7.81%) | ||
| 2022 | $11,365.00 Homeowner's exemption | $27,611 Land $2,337 Building $25,274 | $276,110 Land $23,370 Building $252,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 71 (1979–2026) |
| Claims Outside the SFHA | 17 of 71 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDLOTHIAN serves 14,819 people · EPA ID IL0311920 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fiber | 1,500 / 1,500 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures