4226 Minnesota Ave, Duluth, MN 55802 Property Records

St. Louis County property record for 4226 Minnesota Ave, Duluth, MN 55802

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,871 sqft · built 1923
Lot Size	0.206 acres (9,001 sqft)
Owner	2 Individual Names on File
Last Sale	$423,000 (Dec 2019)
Tax Bill	$11,860 (2026)
Deeds & Mortgages	Jun 2026 Re-recorded Document Jun 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-3580-00730`

Property Details

APN / Parcel Number

Primary APN	`010-3580-00730`
Alternative APN	`1082157`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,871 sqft Gross Area
1st Floor Area	997 sqft
Basement Area	437 sqft
Finished Basement	437 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	9,001 sqft (0.206 acres)
Garage Area	832 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	27 sqft
Deck Area	32 sqft
Patio Area	216 sqft
Storage Building	36 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	1082157
Street Address	4226 MINNESOTA AVE
City	DULUTH
State	MN
Zip	55802-2557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 INC LOT 49 AND NWLY 5 FT OF LOT50 BLK 3 AND NWLY 5 FT OF LOT 21 SERIAL #
Legal Subdivision	OATKA BEACH ADDITION
Legal Block	3
Legal Lot Number	49
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1004
Census Tract	2200

Owner

4226 Minnesota Ave is owned and occupied by two individuals who acquired it in June 2026.

Source: St. Louis County records, as of August 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4226 MINNESOTA AVE, DULUTH, MN 55802-2557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Re-recorded Document NONE LISTED ON DOCUMENT
Jun 22, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE
Oct 2, 2020	Loan Modification, Mortgage NATIONAL BK/CMRC
Dec 9, 2019	Warranty Deed, Construction Loan · Construction Mortgage REPUBLIC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2019 · Amount on File
Deed Sale	Dec 9, 2019 · Amount on File
Prior Sale	Jan 28, 2005 · Amount on File
Deed Document Number	20191018322
Last Transfer Date	Jun 18, 2026
Transfer Doc	0001534791
Record Updated	Sep 20, 2026

June 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST LOUIS MN
Recording Date	Jun 24, 2026
Property Address	4226 MINNESOTA AVE, DULUTH, MN 55802-2557
Document Number	0001534791
Instrument Date	Jun 18, 2026
Instrument	20261534791
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4226 MINNESOTA AVE, DULUTH, MN 55802-2557

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 22, 2026
Property Address	4226 MINNESOTA AVE, DULUTH, MN 55802-2557
Document Number	0001102652
Instrument Date	Jun 18, 2026
Instrument	20261102652
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4226 MINNESOTA AVE, DULUTH, MN 55802-2557

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4226 MINNESOTA AVE, DULUTH, MN 55802-2557
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	ST LOUIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001036561
Date	Feb 16, 2021
Instrument	1036561

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	4226 MINNESOTA AVE, DULUTH, MN 55802-2557
Document Number	00T1032050
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T1032050
Date	Nov 13, 2020
Instrument	T1032050

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 12, 2021

Interest

Rate	4.5%

December 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 9, 2019
Property Address	4226 MINNESOTA AVE, DULUTH, MN 55802-2557
Document Number	00T1018322
Instrument Date	Oct 31, 2019
Instrument	T1018322
Transaction Type	Construction Loan
Record Updated	Dec 30, 2019
Title Company	STATE LOUIS TITLE LLC, ST LOUIS TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,395.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4226 MINNESOTA AVE DULUTH MN 558022557, DULUTH, MN 55802-2557

Mortgage

Document Number	T1018323
Date	Dec 9, 2019
Instrument	T1018323

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 8, 2020

Tax Assessment & Valuation

The 2026 property tax bill for 4226 Minnesota Ave was $11,860 with a homeowner's exemption, up 5.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,860.00 (+5.1%) Homeowner's exemption
2025	$11,284.00 (-2.62%) Homeowner's exemption	$819,600 (+7.08%) Land $235,500 Building $584,100	$819,600 (+7.08%) Land $235,500 Building $584,100
2024	$11,588.00	$765,400 Land $314,700 Building $450,700	$765,400 Land $314,700 Building $450,700
2022		$645,100 Land $152,300 Building $492,800	$645,100 Land $152,300 Building $492,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4226 Minnesota Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1986–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4226 Minnesota Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Airfiber Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Minnesota Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures