Highlands County property record for 4226 Mackerel Dr, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,574 sqft · built 2001 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Jun 2022) |
| Tax Bill | $2,293 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jun 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-10-34-28-061-0040-0040 |
| Primary APN | C-10-34-28-061-0040-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,574 sqft Living Area |
| 1st Floor Area | 1,316 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Finished |
| Garage Area | 308 sqft |
| Driveway | Driveway |
| Driveway Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 196 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 4226 MACKEREL DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33870-1151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING RIDGE SEC G PB 12 PG 28 LOT 4 BLK 4 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 10 |
| Legal Subdivision | SEBRING RIDGE SEC G |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 960104 |
4226 Mackerel Dr is owned and occupied by an individual who bought it in June 2022.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4226 MACKEREL DR, SEBRING, FL 33870-1151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU |
| Jun 3, 2022 | Quit Claim Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO |
| Feb 7, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Jul 13, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2022 · Amount on File |
| Deed Sale | Jun 3, 2022 · Amount on File |
| Prior Sale | Jun 3, 2022 |
| Deed Document Number | 2097647 |
| Deed Book / Page | 2909 / 1314 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 3, 2022 |
| Property Address | 4226 MACKEREL DR, SEBRING, FL 33870-1151 |
| Document Number | 0002097647 |
| Book / Page | 2909 / 1314 |
| Map Reference | MB 12 PG 28 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 2097647 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2022 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7037, SEBRING, FL 33872-0101 |
| Name | Verified Name |
|---|---|
| Address | 4226 MACKEREL DR, SEBRING, FL 33870-1151 |
| Document Number | 0029091316 |
|---|---|
| Date | Jun 3, 2022 |
| Instrument | 2909/1316 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 3, 2022 |
| Property Address | 4226 MACKEREL DR, SEBRING, FL 33870-1151 |
| Document Number | 0002097645 |
| Book / Page | 2909 / 1312 |
| Map Reference | MB 12 PG 28 |
| Instrument Date | May 10, 2022 |
| Instrument | 2097645 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2022 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7037, SEBRING, FL 33872-0101 |
| Name | Verified Name |
|---|---|
| Address | 4226 MACKEREL DR, SEBRING, FL 33870-1151 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4226 MACKEREL DR, SEBRING, FL 33870-1151 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001928052 |
|---|---|
| Date | Feb 7, 2019 |
| Book Page | 2677/0046 |
| Instrument | 1928052 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jan 11, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 13, 2017 |
| Property Address | 4226 MACKEREL DR, SEBRING, FL 33870-1151 |
| Document Number | 0001859260 |
| Book / Page | 002589 / 001137 |
| Instrument Date | Jul 11, 2017 |
| Instrument | 1859260 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 1912 SEBRING FL 338711912, SEBRING, FL 33871-1912 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $189,002 Land $20,000 Building $169,002 | $189,002 Land $20,000 Building $169,002 | |
| 2024 | $2,293.00 (+2.09%) | ||
| 2023 | $2,246.00 (-1.79%) Homeowner's exemption | $182,373 (+17.76%) Land $16,000 Building $166,373 | $182,373 (+17.76%) Land $16,000 Building $166,373 |
| 2022 | $2,287.00 | $154,862 Land $11,250 Building $143,612 | $154,862 Land $11,250 Building $143,612 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4226 Mackerel Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4226 Mackerel Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AVON PARK serves 19,361 people · EPA ID FL6280049 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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