4225 Willow Hammock Dr, Palmetto, FL 34221 Property Records

Manatee County property record for 4225 Willow Hammock Dr, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,439 sqft · built 2019
Lot Size	0.133 acres (5,800 sqft)
Owner	2 Individual Names on File
Last Sale	$252,490 (Jun 2019)
Tax Bill	$4,640 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7450.2925-9`

Property Details

APN / Parcel Number

Primary APN	`7450.2925-9`
Alternative APN	`341804745029259`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,439 sqft Living Area
Gross Area	2,870 sqft
1st Floor Area	1,019 sqft

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,800 sqft (0.133 acres)
Terrain	Low
Garage Type	Attached
Garage Area	401 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	80 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	341804745029259
Street Address	4225 WILLOW HAMMOCK DR
City	PALMETTO
State	FL
Zip	34221-2802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 71, SILVERSTONE SOUTH PI #7450.2925/9
Legal Range	18E
Legal Township	34S
Legal Section	04
Legal Subdivision	SILVERSTONE SOUTH
Legal Tract	745207
Legal Lot Number	71
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	4
Census Block	4008
Census Tract	1904

Owner

4225 Willow Hammock Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Manatee County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4225 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Nov 2, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 19, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 3, 2019	Grant Deed, Subdivision Related Transfer DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2019 · Amount on File
Deed Sale	Jun 3, 2019 · Amount on File
Deed Document Number	201941054071
Deed Book / Page	2785 / 2378
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4225 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2802
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2802

Mortgage

Document Number	0041097015
Date	Jul 28, 2022
Instrument	202241097015

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4225 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2802
Transaction Type	Mortgage
Record Updated	Nov 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2802

Mortgage

Document Number	202141145651
Date	Nov 2, 2021
Instrument	202141145651

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4225 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2802
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2802

Mortgage

Document Number	202141050936
Date	Apr 19, 2021
Instrument	202141050936

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2051

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 3, 2019
Property Address	4225 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2802
Document Number	0027852378
Book / Page	002785 / 002378
Instrument Date	May 30, 2019
Instrument	41054071
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2019
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Tax	$1,767.43
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4225 WILLOW HAMMOCK DR PALMETTO FL 342212802, PALMETTO, FL 34221-2802

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$244,423	$370,880 Land $25,500 Building $345,380
2024	$4,640.00 (+1%)
2023	$4,594.00 (+1.82%) Homeowner's exemption	$229,911 (+3%)	$439,396 (+16.35%) Land $25,500 Building $413,896
2022	$4,512.00 Homeowner's exemption	$223,215	$377,649 Land $25,000 Building $352,649

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4225 Willow Hammock Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4225 Willow Hammock Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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