4225 Stebner Rd, Hermantown (Duluth), MN 55811 Property Records

St. Louis County property record for 4225 Stebner Rd, Hermantown, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,646 sqft · built 2017
Lot Size	0.051 acres (2,246 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jul 2018)
Tax Bill	$5,424 (2026)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`395-0147-00020`

Property Details

APN / Parcel Number

Primary APN	`395-0147-00020`
Alternative APN	`1055117`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,646 sqft Gross Area
1st Floor Area	1,646 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Lot Area	2,246 sqft
Garage Area	484 sqft

Exterior Amenities

Porch	Porch
Porch Area	228 sqft
Deck Area	48 sqft
Patio Area	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1055117
Street Address	4225 STEBNER RD
City	HERMANTOWN
State	MN
Zip	55811-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 8 SERIAL #
Legal Subdivision	COMMUNITY NUMBER 136
Legal Unit	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	3
Census Block	3006
Census Tract	10301

Owner

Source: St. Louis County records · APN 395-0147-00020

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4225 STEBNER RD, HERMANTOWN, MN 55811-1426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2018 · Amount on Record
Deed Sale	Jul 25, 2018 · Amount on Record
Deed Document Number	20181000654
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4225 STEBNER RD, HERMANTOWN, MN 55811-1426
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001039091
Date	Apr 12, 2021
Instrument	1039091

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,424.00 (+11.74%) Homeowner's exemption
2025	$4,854.00 (+7.91%) Homeowner's exemption	$431,100 (+17.79%) Land $57,100 Building $374,000	$431,100 (+17.79%) Land $57,100 Building $374,000
2024	$4,498.00	$366,000 (+15.53%) Land $21,400 Building $344,600	$366,000 (+15.53%) Land $21,400 Building $344,600
2022		$316,800 Land $18,600 Building $298,200	$316,800 Land $18,600 Building $298,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 93 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Hermantown serves 7,215 people
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.