Martin County property record for 4225 SE Graham Dr, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,377 sqft · built 2006 |
| Lot Size | 0.131 acres (5,706 sqft) |
| Owner | Individual Name on File |
| Last Sale | $259,900 (Aug 2019) |
| Tax Bill | $5,816 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 40-38-41-009-000-0097.0-0-0000 |
| Primary APN | 40-38-41-009-000-0097.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,377 sqft Living Area |
| Gross Area | 1,617 sqft |
| 1st Floor Area | 1,377 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 5,706 sqft (0.131 acres) |
| View / Lot | Homesite |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 882814 |
|---|---|
| Street Address | 4225 SE GRAHAM DR |
| City | STUART |
| State | FL |
| Zip | 34997-1550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR |
| Legal Description | LOT 97 MARTINS CROSSING PUD (PB 15 PG 89) |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 40 |
| Legal Subdivision | MARTINS CROSSING |
| Legal Block | 2 |
| Legal Lot Number | 97 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1105 |
4225 SE Graham Dr is owned by an individual who bought it in August 2019.
Source: Martin County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7977 SW MARIN DR, STUART, FL 34997-7185 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2023 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Jun 29, 2020 | Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG |
| Aug 12, 2019 | Warranty Deed, Transfer · VA Mortgage GENEVA FINANCIAL LLC |
| Apr 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2019 · Amount on File |
| Deed Sale | Aug 12, 2019 · Amount on File |
| Prior Sale | Apr 25, 2018 · Amount on File |
| Deed Document Number | 20192769690 |
| Deed Book / Page | 3076 / 1410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4225 SE GRAHAM DR, STUART, FL 34997-1550 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4225 SE GRAHAM DR, STUART, FL 34997-1550 |
| Investor | Possibly a Property Investor |
| Document Number | 0034102101 |
|---|---|
| Date | Dec 11, 2023 |
| Book Page | 3410/2101 |
| Instrument | 3048655 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4225 SE GRAHAM DR, STUART, FL 34997-1550 |
| Document Number | 0031402589 |
| Instrument Date | Jun 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4225 SE GRAHAM DR STUART FL 349971550, STUART, FL 34997-1550 |
| Document Number | 0031402589 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 003140/002589 |
| Instrument | 2823990 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 6, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Aug 12, 2019 |
| Property Address | 4225 SE GRAHAM DR, STUART, FL 34997-1550 |
| Document Number | 0030761410 |
| Book / Page | 3076 / 1410 |
| Map Reference | MB 15 PG 89 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 2769690 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,819.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4225 SE GRAHAM DR, STUART, FL 34997-1550 |
| Document Number | 0030761411 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 3076/1411 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Apr 25, 2018 |
| Property Address | 4225 SE GRAHAM DR, STUART, FL 34997-1550 |
| Document Number | 0029881801 |
| Book / Page | 02988 / 1801 |
| Map Reference | MB15 PG89 |
| Instrument Date | Apr 23, 2018 |
| Instrument | 2691095 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,662.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2317 SW HERONWOOD RD, 2317, PALM CITY, FL 34990-4624 |
| Name | Verified Name |
|---|---|
| Address | 4225 SE GRAHAM DR, STUART, FL 34997-1550 |
| Document Number | 0002691096 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 2691096 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 4225 SE Graham Dr was $5,816, up 72.3% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,816.00 (+72.33%) | $338,970 Land $160,000 Building $178,970 | $338,970 Land $160,000 Building $178,970 |
| 2024 | $3,375.00 (+4.33%) | ||
| 2023 | $3,235.00 (+3.99%) Additional exemption filed | $214,556 (+3%) | $289,750 (+12.44%) Land $125,000 Building $164,750 |
| 2022 | $3,111.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $208,307 | $257,700 Land $100,000 Building $157,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4225 SE Graham Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4225 SE Graham Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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