4225 S Pass Rd, Everson, WA 98247 Property Records

Whatcom County property record for 4225 S Pass Rd, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,292 sqft · built 1919
Lot Size	4.96 acres (216,058 sqft)
Owner	2 Individual Names on Record
Last Sale	$12,722,000 (Feb 2020)
Tax Bill	$3,919 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`400426-112357-0000`

Property Details

APN / Parcel Number

Primary APN	`400426-112357-0000`
Alternative APNs	`138391` `584757` `78079`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,292 sqft Living Area
Gross Area	1,532 sqft
1st Floor Area	1,292 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1973
Exterior Material	Metal
Roof Material	Composition Shingle
Lot Area	216,058 sqft (4.96 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	240 sqft
Deck Area	144 sqft
Storage Building	360 sqft

Utilities, Heating & Cooling

Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Account Number	138391
Street Address	4225 S PASS RD
City	EVERSON
State	WA
Zip	98247-9207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	THAT PTN OF SW NW LY SELY OF SOUTH PASS RD-EXC PTN DAF-BEG AT INTERS OF C/L OF CO RD 309 (SOUGH PASS RD) WI C/L OF CO RD 438 (NORTH PASS RD) EXT S-TH SWLY 620 FT-TH SELY AT R/A TO SD C/L 30 FT TO SELY BNDRY OF SD RDWY-TH SELY AT R/A TO SD RDWY TO N B
Legal Range	04
Legal Township	40
Legal Section	26
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	1
Census Block	1003
Census Tract	10201

Owner

Source: Whatcom County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4225 S PASS RD, EVERSON, WA 98247-9207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jun 18, 2026	Re-recorded Document, Transfer · Line of Credit WHATCOM EDUCATIONAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2020 · Amount on Record
Deed Sale	Feb 10, 2020 · Amount on Record
Deed Document Number	20202921
Last Transfer Date	Sep 10, 2021
Transfer Doc	0000002921
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Sep 20, 2021
Property Address	4225 S PASS RD, EVERSON, WA 98247-9207
Document Number	20210902921
Instrument Date	Sep 10, 2021
Instrument	2021-0902921
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4225 S PASS RD, EVERSON, WA 98247-9207

Mortgage

Document Number	20210902922
Date	Sep 20, 2021
Instrument	2021-0902922

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2026: Re-recorded Document, Transfer

Document Type	Re-recorded Document
Jurisdiction	WHATCOM WA
Recording Date	Jun 18, 2026
Property Address	4225 S PASS RD, EVERSON, WA 98247-9207
Document Number	0000001766
Instrument Date	Sep 10, 2021
Instrument	20261766
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$1,010.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 S PASS RD, EVERSON, WA 98247-9207

Mortgage

Document Number	0000001767,
Date	Jun 18, 2026
Instrument	20261767

Lender

Name	WHATCOM EDUCATIONAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,919.00 (+1,256.06%)	$423,331 (-12.99%) Land $244,486 Building $178,845	$423,331 (-12.99%) Land $244,486 Building $178,845
2022		$486,535 Land $330,377 Building $156,158	$486,535 Land $330,377 Building $156,158
2021	$289.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	9 (2021–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber DSL	115 / 7
Pogozone powered by Neubeam Fixed Wireless · Fiber in parts of the area	75 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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