4225 S 81st Ln, Phoenix, AZ 85043 Property Records

Maricopa County property record for 4225 S 81st Ln, Phoenix, AZ 85043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,551 sqft · built 2017
Lot Size	0.134 acres (5,842 sqft)
Owner	Individual Name on File
Last Sale	$211,900 (May 2017)
Tax Bill	$2,101 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2026 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`104-53-772`

Property Details

APN / Parcel Number

Primary APN	`104-53-772`
Alternative APN	`104537721`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,551 sqft Living Area
Gross Area	1,698 sqft
1st Floor Area	1,551 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,842 sqft (0.134 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Patio Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	4225 S 81ST LN
City	PHOENIX
State	AZ
Zip	85043-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43AG
Legal Description	TUSCANO PCD PHASE 2 PARCEL B MCR 907-46
Legal Range	1E
Legal Township	1N
Legal Section	23
Legal Subdivision	TUSCANO PCD PHASE 2 PARCEL B
Legal Phase	2
Legal Lot Number	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2024
Census Tract	112518

Owner

4225 S 81st Ln is owned and occupied by an individual who acquired it in January 2021.

Source: Maricopa County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	4225 S 81ST LN, PHOENIX, AZ 85043-1615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Jan 23, 2026	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP
Jan 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 15, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
May 17, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2017 · Amount on File
Deed Sale	May 17, 2017 · Amount on File
Prior Sale	Aug 29, 2016 · Amount on File
Deed Document Number	2017355649
Last Transfer Date	Jan 8, 2021
Transfer Doc	0000095123
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Sep 23, 2026
Property Address	4225 S 81ST LN, PHOENIX, AZ 85043-1615
Document Number	0000555992
Instrument Date	Sep 18, 2026
Instrument	2026555992
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 S 81ST LN, PHOENIX, AZ 85043-1615

Mortgage

Document Number	0000555992,
Date	Sep 23, 2026
Instrument	2026555992

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4225 S 81ST LN, PHOENIX, AZ 85043-1615
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 S 81ST LN, PHOENIX, AZ 85043-1615

Mortgage

Document Number	0000043120
Date	Jan 23, 2026
Instrument	20260043120

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 27, 2021
Property Address	4225 S 81ST LN, PHOENIX, AZ 85043-1615
Document Number	0000095123
Map Reference	MB 907 PG 46
Instrument Date	Jan 8, 2021
Instrument	20210095123
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 S 81ST DR, PHOENIX, AZ 85043-1615

Mortgage

Document Number	0000095124
Date	Jan 27, 2021
Instrument	20210095124

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4225 S 81ST LN, PHOENIX, AZ 85043-1615
Document Number	0000996607
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4225 S 81ST DR PHOENIX AZ 850431615, PHOENIX, AZ 85043-1615

Mortgage

Document Number	0000996607
Date	Dec 10, 2019
Instrument	996607

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2049

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 17, 2017
Property Address	4225 S 81ST LN, PHOENIX, AZ 85043-1615
Document Number	0000355649
Instrument Date	May 12, 2017
Instrument	355649
Transaction Type	Subdivision Related Transfer
Record Updated	May 25, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4225 S 81ST LN PHOENIX AZ 85043, PHOENIX, AZ 85043

Mortgage

Document Number	355650
Date	May 17, 2017
Instrument	355650

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4225 S 81st Ln was $2,101.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Fowler Elementary District (PK - 08)
Secondary School District	Tolleson Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,720 (+87.35%)	$317,200 (+5.28%) Land $63,400 Building $253,800
2025	$2,101.00	$16,931 (-49.23%)	$301,300 (-9.66%) Land $60,200 Building $241,100
2024		$33,350	$333,500 Land $66,700 Building $266,800
2023	$1,864.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4225 S 81st Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4225 S 81st Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 42% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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