4225 Milano Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4225 Milano Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,579 sqft · built 1998
Lot Size	0.64 acres (2,780 sqft)
Owner	Individual Name on Record
Last Sale	$733,000 (Nov 2021)
Tax Bill	$8,731 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Nov 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`160-643-35-00`

Property Details

APN / Parcel Number

Primary APN	`160-643-35-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,579 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	2,780 sqft (0.64 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4225 MILANO WAY
City	OCEANSIDE
State	CA
Zip	92057-7648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-6
Legal Description	LOT 141 TR 013264
Legal Subdivision	IVEY RANCH
Legal Tract	013264
Legal Block	1
Legal Lot Number	141
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	18523

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4225 MILANO WAY, OCEANSIDE, CA 92057-7648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 16, 2021	Grant Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 15, 2020	Deed of Trust, Mortgage · Conventional with PMI NFM CNSLTS
Jun 12, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Mar 20, 2017	Grant Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	Mar 20, 2017 · Amount on Record
Deed Document Number	2021790166
Prior Transfer Date	Apr 12, 2005
Prior Transfer Doc	0000343039
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4225 MILANO WAY, OCEANSIDE, CA 92057-7648
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 MILANO WAY, OCEANSIDE, CA 92057-7648

Mortgage

Document Number	0000241454
Date	Sep 6, 2023
Instrument	2023-0241454

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Dec 1, 2051

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 16, 2021
Property Address	4225 MILANO WAY, OCEANSIDE, CA 92057-7648
Document Number	0000790166
Map Reference	MAP 13264
Instrument Date	Oct 8, 2021
Instrument	2021-0790166
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 MILANO WAY, OCEANSIDE, CA 92057-7648

Mortgage

Document Number	0000790167
Date	Nov 16, 2021
Instrument	2021-0790167

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4225 MILANO WAY, OCEANSIDE, CA 92057-7648
Document Number	0000321303
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4225 MILANO WAY OCEANSIDE CA 920577648, OCEANSIDE, CA 92057-7648

Mortgage

Document Number	0000321303
Date	Jun 19, 2020
Instrument	321303

Lender

Name	NFM CNSLTS
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4225 MILANO WAY, OCEANSIDE, CA 92057-7648
Document Number	0000270905
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 23, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4225 MILANO WAY OCEANSIDE CA 920577648, OCEANSIDE, CA 92057-7648

Mortgage

Document Number	0000270905
Date	Jun 16, 2017
Instrument	270905

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 20, 2017
Property Address	4225 MILANO WAY, OCEANSIDE, CA 92057-7648
Document Number	0000125459
Instrument Date	Feb 9, 2017
Instrument	125459
Transaction Type	Transfer
Record Updated	Mar 27, 2017
Title Company	CALIFORNIA MEMBERS TITLE INSURANCE C, CALIFORNIA MEMBERS TITLE INS C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4225 MILANO WAY OCEANSIDE CA 920577648, OCEANSIDE, CA 92057-7648

Mortgage

Document Number	125460
Date	Mar 20, 2017
Instrument	125460

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$793,418 (+2%) Land $449,604 Building $343,814
2025	$8,731.00 (+5.18%)	$777,862 (+4.04%) Land $440,789 Building $337,073
2023	$8,301.00 (+1.53%)	$747,659 Land $423,674 Building $323,985
2022	$8,176.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, Verizon.

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