4225 Gem Ave, Castro Valley, CA 94546 Property Records

Alameda County property record for 4225 Gem Ave, Castro Valley, CA 94546

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,080 sqft · built 1947
Lot Size0.133 acres (5,775 sqft)
Owner2 Individual Names on Record
Last Sale$589,000 (Oct 2016)
Tax Bill$8,850 (2025)
Deeds & MortgagesOct 2021 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN84C-669-46

Property Details

APN / Parcel Number

Primary APN84C-669-46
Alternative APN
  • 084C-0669-046-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,080 sqft Living Area

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,775 sqft (0.133 acres)

Location & Zoning

Street Address4225 GEM AVE
CityCASTRO VALLEY
StateCA
Zip94546-4652
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00008 BLK: 0002 TR: 0807
Legal SubdivisionTRACT 807
Legal Tract0807
Legal Block2
Legal Lot Number8
JurisdictionALAMEDA CA
Township / Civil DivisionHAYWARD
Census Block Group3
Census Block3011
Census Tract430800

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4225 GEM AVE, CASTRO VALLEY, CA 94546-4652
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Sep 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
BAY VALLEY MORTGAGE GROUP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2016 · Amount on Record
Deed SaleOct 31, 2016 · Amount on Record
Prior SaleJun 25, 2010 · Amount on Record
Deed Document Number2016284433
Prior Transfer DateSep 14, 2012
Prior Transfer Doc0000324857
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address4225 GEM AVE, CASTRO VALLEY, CA 94546-4652
Transaction TypeMortgage
Record UpdatedOct 27, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4225 GEM AVE, CASTRO VALLEY, CA 94546-4652

Mortgage

Document Number0000336450
DateOct 8, 2021
Instrument2021336450
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2041

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address4225 GEM AVE, CASTRO VALLEY, CA 94546-4652
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4225 GEM AVE, CASTRO VALLEY, CA 94546-4652

Mortgage

Document Number0000219441
DateSep 2, 2020
Instrument2020219441
Lender
NameBAY VALLEY MORTGAGE GROUP
TypeMortgage Company
AddressGARDEN GROVE, CA 92841
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
Unified School DistrictCastro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$690,003 (+0.98%) Land $208,343 Building $488,660
2025$8,850.00 (+4.01%) Homeowner's exemption$683,337 (+4.04%) Land $204,258 Building $479,079
2023$8,509.00 Homeowner's exemption$656,806 Land $196,328 Building $460,478$793,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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