4225 E Madison Ave, Des Moines, IA 50317 Property Records

Polk County property record for 4225 E Madison Ave, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,265 sqft · built 1975
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Dec 2024)
Tax Bill	$3,454 (2024)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`060/08415-068-027`

Property Details

APN / Parcel Number

Primary APN	`060/08415-068-027`
Alternative APN	`792321451007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,265 sqft Living Area
Gross Area	1,454 sqft
1st Floor Area	969 sqft
Basement Area	485 sqft
Finished Basement	296 sqft
Unfinished Basement	189 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Deck Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4225 E MADISON AVE
City	DES MOINES
State	IA
Zip	50317-4523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 VICTORIA PARK PLAZA PLAT 1
Legal Subdivision	VICTORIA PARK PLAZA PLAT 1
Legal Lot Number	7
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1013
Census Tract	101

Owner

Source: Polk County records, as of December 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4225 E MADISON AVE, DES MOINES, IA 50317-4523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage HOMESERVICES LENDING LLC
Dec 2, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage HOMESERVICES LENDING LLC
Dec 9, 2024	Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LENDING LLC
Feb 8, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 21, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Jul 3, 2017	Warranty Deed, Transfer · FHA Mortgage HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2024 · Amount on Record
Deed Sale	Dec 9, 2024 · Amount on Record
Prior Sale	Feb 8, 2021 · Amount on Record
Deed Document Number	202464497
Deed Book / Page	19994 / 367
Last Transfer Date	Nov 21, 2025
Transfer Doc	0000072314
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4225 E MADISON AVE, DES MOINES, IA 50317-4523
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012495
Date	Mar 20, 2023
Book Page	19422/925
Instrument	2023-00012495

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4225 E MADISON AVE, DES MOINES, IA 50317-4523
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 E MADISON AVE, DES MOINES, IA 50317-4523

Mortgage

Document Number	0000071839
Date	Dec 1, 2025
Book Page	20351/537
Instrument	2025-00071839

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company
Address	2900 100TH ST STE 109, URBANDALE, IA 50322

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Dec 2, 2025
Property Address	4225 E MADISON AVE, DES MOINES, IA 50317-4523
Document Number	0000072314
Book / Page	20353 / 726
Instrument Date	Nov 21, 2025
Instrument	2025-00072314
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4225 E MADISON AVE, DES MOINES, IA 50317-4523

Mortgage

Document Number	0000071839
Date	Dec 2, 2025
Instrument	2025-00071839

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 9, 2024
Property Address	4225 E MADISON AVE, DES MOINES, IA 50317-4523
Document Number	0000064497
Book / Page	19994 / 367
Instrument Date	Dec 6, 2024
Instrument	2024-00064497
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 E MADISON AVE, DES MOINES, IA 50317-4523

Mortgage

Document Number	0000064498
Date	Dec 9, 2024
Instrument	2024-00064498

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Feb 8, 2021
Property Address	4225 E MADISON AVE, DES MOINES, IA 50317-4523
Document Number	202100013056
Book / Page	18347 / 754
Instrument Date	Feb 5, 2021
Instrument	2021-00013056
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 E MADISON AVE, DES MOINES, IA 50317-4523

Mortgage

Document Number	202100013058
Date	Feb 8, 2021
Instrument	2021-00013058

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4225 E MADISON AVE, DES MOINES, IA 50317-4523
Document Number	0000029902
Instrument Date	Sep 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 E MADISON AVE DES MOINES IA 503174523, DES MOINES, IA 50317-4523

Mortgage

Document Number	0000029902
Date	Oct 2, 2019
Book Page	017523/000966
Instrument	29902

Lender

Name	MR COOPER
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 3, 2017
Property Address	4225 E MADISON AVE, DES MOINES, IA 50317-4523
Document Number	0000000167
Book / Page	016547 / 000424
Instrument Date	Jun 17, 2017
Instrument	167
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 E MADISON AVE DES MOINES IA 503174523, DES MOINES, IA 50317-4523

Mortgage

Document Number	169
Date	Jul 3, 2017
Book Page	016547/000428
Instrument	169

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$198,900 (+13.27%) Land $40,700 Building $158,200	$198,900 (+13.27%) Land $40,700 Building $158,200
2024	$3,454.00 (+6.47%)
2023		$175,600 Land $35,500 Building $140,100	$175,600 Land $35,500 Building $140,100
2020	$3,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	32 (2010–2026)
Claims Outside the SFHA	13 of 32
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2026 · 12 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 17 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Google Fiber, T-Mobile.

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