4225 430th St, Harris, MN 55032 Property Records

Chisago County property record for 4225 430th St, Harris, MN 55032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,264 sqft · built 1995
Lot Size	10.1 acres (439,956 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jul 2022)
Tax Bill	$4,716 (2026)
Deeds & Mortgages	Sep 2017 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00556-00`

Property Details

APN / Parcel Number

Primary APN	`03-00556-00`
Alternative APNs	`3163633` `3358274` `3442657` `3973220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,264 sqft Living Area
Gross Area	2,534 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	439,956 sqft (10.1 acres)
Garage Area	1,264 sqft
Utility Building	112 sqft
Pole Barn	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3973220
Street Address	4225 430TH ST
City	HARRIS
State	MN
Zip	55032-3452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	N1/2 OF E1/2 OF NE1/4 OF NE1/4
Legal Range	022
Legal Township	036
Legal Section	36
Jurisdiction	CHISAGO MN
Township / Civil Division	FISH LAKE
Census Block Group	3
Census Block	3055
Census Tract	110100

Owner

4225 430th St is owned and occupied by an individual who bought it in July 2022.

Source: Chisago County records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	4225 430TH ST, HARRIS, MN 55032-3452
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2017	Deed of Trust, Mortgage AFFINITY FEDERAL CREDIT UNION
Jun 2, 2017	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2022 · Amount on File
Deed Sale	Jul 12, 2022 · Amount on File
Prior Sale	Jun 2, 2017 · Amount on File
Deed Document Number	20221439041
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	4225 430TH ST, HARRIS, MN 55032-3452
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A602308
Date	Sep 5, 2017
Instrument	A-6+02308

Lender

Name	AFFINITY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	172 Months
Due	Jan 1, 2032

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Jun 2, 2017
Property Address	4225 430TH ST, HARRIS, MN 55032-3452
Document Number	000A599300
Instrument Date	May 30, 2017
Instrument	A599300
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	AFFINITY PLUS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000A599301
Date	Jun 2, 2017
Instrument	A599301

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4225 430th St was $4,716 with a homeowner's exemption, down 4.3% from the year before.

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
County Subdivision	Fish Lake Township
Unified School District	North Branch Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,716.00 (-4.34%)
2025	$4,930.00 Homeowner's exemption
2024		$427,500 (+1.09%)	$434,900 (+2.84%)
2023	$4,532.00 (-0.61%) Homeowner's exemption	$422,900 (+6.98%) Land $97,600 Building $325,300	$422,900 (+6.58%) Land $97,600 Building $325,300
2022	$4,560.00 (-2.94%)	$395,300 (+17.33%)	$396,800 (+17.78%) Land $88,700 Building $308,100
2021	$4,698.00	$336,900	$336,900 Land $72,300 Building $264,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4225 430th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4225 430th St is moderate, ranking above 48% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 78% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: ECE Fiber.

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