42245 Oberlin Elyria Rd, Elyria, OH 44035 Property Records

Lorain County property record for 42245 Oberlin Elyria Rd, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1969
Square Footage	2,158 sqft Living Area
Lot Size	87,991 sqft (2.02 acres)
Garage	Basement, 484 sqft
Occupancy	Owner Occupied
Tax Bill	$2,747.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`10-00-012-000-072`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	2,158 sqft Living Area
1st Floor	1,277 sqft 1st Floor
2nd Floor	1,016 sqft 2nd Floor
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1969
Architectural Style	Split Level Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	87,991 sqft (2.02 acres)
Garage Type	Basement Garage
Garage Area	484 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	384 sqft Shed
Patio Area	240 sqft Patio
Porch	Open Porch
Porch Area	60 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	42245 OBERLIN ELYRIA RD
City	ELYRIA
State	OH
Zip	44035-7413
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1/24/14 TOD 2014-0493245
Legal Subdivision	CARLISLE
Jurisdiction	LORAIN OH
Minor Civil Division	CARLISLE
Census Blockgroup	2
Census Block	2022
Census Tract	71500

Owner

Source: Lorain County records · APN 10-00-012-000-072

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	42245 OBERLIN ELYRIA RD, ELYRIA, OH 44035-7413
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	42245 OBERLIN ELYRIA RD, ELYRIA, OH 44035-7413
Document Number	0000797438
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	42245 OBERLIN ELYRIA RD ELYRIA OH 440357413, ELYRIA, OH 44035-7413

Mortgage

Document Number	0000797438
Date	Jan 08, 2021
Instrument	797438

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 07, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,747.00	$89,910 (-0.01%) Land $19,200 Building $70,710	$256,910 (-) Land $54,870 Building $202,040
2024	$2,747.00 (+3.31%)	$89,919 (+42.26%) Land $19,205 Building $70,714	$256,910 (+42.26%) Land $54,870 Building $202,040
2023	$2,659.00	$63,207 (%) Land $19,236 Building $43,971	$180,590 (-) Land $54,960 Building $125,630
2022	$2,659.00	$63,210 Land $19,240 Building $43,970
2021			$180,590 Land $54,960 Building $125,630

Flood & Wildfire

42245 Oberlin Elyria Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 6th percentile of exposed land nationally · 28th in Ohio
Wildfire Likelihood	Low — about 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.