Lucas County property record for 42243 225th Ave, Chariton, IA 50049
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2,592 sqft · built 1995 |
| Lot Size | 13.1 acres (573,685 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Oct 2025) |
| Tax Bill | $3,198 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1119300007 |
| Primary APN | 1119300007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,592 sqft Living Area |
| Basement Area | 1,296 sqft |
| Unfinished Basement | 1,296 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 573,685 sqft (13.1 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 288 sqft |
| Lean-To | 1,600 sqft |
| Utility Building | 800 sqft |
| Pole Barn | 3,300 sqft |
| Total Buildings | 5 Buildings |
| Cooling System | None |
|---|
| Street Address | 42243 225TH AVE |
|---|---|
| City | CHARITON |
| State | IA |
| Zip | 50049-7762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 19-71-21 E 415' OF S 1490' OF E 1/2 SW 1/4 |
| Legal Range | 21W |
| Legal Township | 71N |
| Legal Section | 19 |
| Jurisdiction | LUCAS IA |
| Township / Civil Division | BENTON |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 950200 |
42243 225th Ave, a rural home, is owned and occupied by two individuals who bought it in October 2025.
Source: Lucas County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42243 225TH AVE, CHARITON, IA 50049-7762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage PEOPLES SAVINGS BANK |
| Aug 29, 2025 | Deed of Trust, Mortgage · Line of Credit MIDWEST HERITAGE BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on File |
| Deed Sale | Oct 14, 2025 · Amount on File |
| Deed Document Number | 20251436 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS IA |
| Property Address | 42243 225TH AVE, CHARITON, IA 50049-7762 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 40261 STATE HIGHWAY 14, CHARITON, IA 50049-7750 |
| Document Number | 0020251437 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025-1437 |
| Name | PEOPLES SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHARITON, IA 50049 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS IA |
| Property Address | 42243 225TH AVE, CHARITON, IA 50049-7762 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 42243 225TH AVE, CHARITON, IA 50049-7762 |
| Document Number | 0020251204 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | 2025-1204 |
| Name | MIDWEST HERITAGE BANK FSB |
|---|---|
| Type | Bank |
| Address | CHARITON, IA 50049 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 42243 225th Ave was $3,198 with a homeowner's exemption, up 61.4% from the year before.
Source: Lucas County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Lucas County |
| Unified School District | Chariton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,198.00 (+61.35%) Homeowner's exemption | $235,227 (-) Land $10,530 Building $224,697 | $235,227 (-) Land $10,530 Building $224,697 |
| 2025 | $1,982.00 Homeowner's exemption Additional exemption filed | $235,227 Land $10,530 Building $224,697 | $235,227 Land $10,530 Building $224,697 |
| 2024 | $1,982.00 | ||
| 2023 | $133,491 Land $6,821 Building $126,670 | $133,491 Land $6,821 Building $126,670 | |
| 2021 | $1,944.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 42243 225th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 16, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 42243 225th Ave is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 81% of Iowa |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream Fixed Wireless | 100 / 10 |
| Lockridge Networks Fixed Wireless | 50 / 25 |
4G LTE (outdoors only), no 5G reported
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