Sacramento County property record for 4224 Spring Ln, Fair Oaks, CA 95628
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,026 sqft · built 2017 |
| Lot Size | 0.172 acres (7,495 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Feb 2023) |
| Tax Bill | $9,456 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242-0610-024-0000 |
| Primary APN | 242-0610-024-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,026 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| 2nd Floor Area | 1,458 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,495 sqft (0.172 acres) |
| Garage Area | 601 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4224 SPRING LN |
|---|---|
| City | FAIR OAKS |
| State | CA |
| Zip | 95628-7089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | FAIR OAKS HILLS UNIT 3, LOT 4, UNIT:: 0, BLOCK:: 0, BLDG:: 0 |
| Legal Subdivision | FAIR OAKS HILLS UNIT 3 |
| Legal Lot Number | 4 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 8010 |
Source: Sacramento County assessment roll, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4224 SPRING LN, FAIR OAKS, CA 95628-7089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Feb 22, 2023 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Jun 18, 2018 | Deed of Trust, Mortgage · Line of Credit LIVE OAK BKG |
| Nov 21, 2017 | Grant Deed, Subdivision Related Transfer · Conventional with PMI STEARNS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 22, 2023 · Amount on Record |
| Deed Sale | Feb 22, 2023 · Amount on Record |
| Prior Sale | Nov 21, 2017 · Amount on Record |
| Deed Book / Page | 20230222 / 502 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4224 SPRING LN, FAIR OAKS, CA 95628-7089 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 4224 SPRING LN, FAIR OAKS, CA 95628-7089 |
| Document Number | 0000000887 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 202103230887 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Feb 22, 2023 |
| Property Address | 4224 SPRING LN, FAIR OAKS, CA 95628-7089 |
| Document Number | 0000000502 |
| Map Reference | MB 388 PG 9 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 2023022200502 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4224 SPRING LN, FAIR OAKS, CA 95628-7089 |
| Document Number | 0000000503 |
|---|---|
| Date | Feb 22, 2023 |
| Instrument | 2023022200503 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4224 SPRING LN, FAIR OAKS, CA 95628-7089 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 4224 SPRING LN, FAIR OAKS, CA 95628-7089 |
| Document Number | 3230000000887 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 20210323/887 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4224 SPRING LN, FAIR OAKS, CA 95628-7089 |
| Document Number | 1807100372 |
| Instrument Date | Jun 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4224 SPRING LN FAIR OAKS CA 956287089, FAIR OAKS, CA 95628-7089 |
| Document Number | 1807100372 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 1807100372 |
| Name | LIVE OAK BKG |
|---|---|
| Type | Bank |
| Address | WILMINGTON, NC 28403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jul 9, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 21, 2017 |
| Property Address | 4224 SPRING LN, FAIR OAKS, CA 95628-7089 |
| Document Number | 1711210950 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 1711210950 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 30, 2017 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4224 SPRING LN FAIR OAKS CA 956287089, FAIR OAKS, CA 95628-7089 |
| Document Number | 1711210951 |
|---|---|
| Date | Nov 21, 2017 |
| Instrument | 1711210951 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2047 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $795,905 (+2%) Land $238,771 Building $557,134 | |
| 2025 | $9,456.00 (+0.77%) | $780,300 (+26.54%) Land $234,090 Building $546,210 |
| 2024 | $9,384.00 (+25.1%) | |
| 2023 | $7,501.00 (+0.37%) | $616,626 Land $136,704 Building $479,922 |
| 2022 | $7,473.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009 |
|---|---|
| Water Source | Purchased surface water from SAN JUAN WATER DISTRICT |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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